Ms. Ley:
The additional 12K CAD is for my apartment rental fee for
1 year - That's just my calculation since I wanted to have a place of my own.
I can stay with my friend but it is not comfortable - it's sort of uneasy for me because I have a kid and he can be really loud sometimes
Not to mention my hubby is anti-social ha ha ha ;D But seriously he is a very private person so he won't feel at ease if we do not have our own place.
I also need a car... maybe second hand will do since I do not have a job yet (new migrant), no bank will give me a car loan, no credit card yet - so it would be best to have some extra cash.
For single applicant, that would be too much
You are right. Single applicant does not need that much and you can stay with your supporter while you look for a job.
;D Case to case basis.