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Mortgage loan - proof of fund Canada Immigration?

Gury Singh

Star Member
Feb 11, 2018
135
29
You are right, at the end of the day, what works for everyone is different.
While a mortgage appreciates, cars are depreciating assets, so I don't think adding cars is a good idea but a home is definitely a good idea!
When applying for TRVS, CIC encourages addition of landed properties as home ties.
So it helps your financial situation here in Canada, Trust me.

Hi buddy, shud i mention plot loan? If yes, how it wil impact my application?
Pls reply
 

jigesh

Star Member
Feb 15, 2017
155
36
India
Category........
Visa Office......
Ottawa
NOC Code......
2175
AOR Received.
30-03-2019
Hello, any one has disclosed home loan here ? What if account statement shows continuous emi ? Little bit worried with the fact that this is considered as liability by CIC and they considered assets - liabilities. Assets does not cover any real estate property but liability that is lied on such assets are considered as person's liability. This doesn't seems fair but i heard from official immigration lawyer that this is how it is.

One option is to not to disclose which certainly include some risk. So want to know if anyone has gone through this or having any thoughts ?
 

rk186024

Member
Jun 11, 2018
10
2
I am planning to disclose my home loan, as it is anyways a secured loan. But what all documents need to be submitted with LOE for the same?

Can someone with idea about this please help me. I'm from India. I have bank provided sanction letter and it's a savings linked home loan account, so should I submit past 6 months statements as well?

Hope for a quick reply.


Thanks.