+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445

Montreal Visa Office ... Let's connect here.

Joyz

Star Member
Mar 17, 2020
88
25
Montreal VO changing the meaning of CEC.
Canadian Experience Class. Taking years and years!!! to process an application. This VO ESPECIALLY USING A WORD PANDEMIC and escaping from work..
 

Joyz

Star Member
Mar 17, 2020
88
25
My application approved in the month of April and this VO still using the word of pandemic and get halted of an application, whereas other visa offices processing the files and providing COPRs. EVEN THE ITAs OF outlanders of 2020 have been processed and they are landed in CANADA
 

Joyz

Star Member
Mar 17, 2020
88
25
I’m literally a frustrated applicant and the application being proceed in Montreal.I cannot do anything but to Laugh out Loudly
 

Mustafa Kakakhel

Star Member
Apr 10, 2016
90
9
Ontario, Canada
Category........
FSW
Hi Everyone,
My Primary office is Montreal and Secondary is Etobicoke. I got my PR approval in my account Yesterday but no COPR letter yet. Will I be getting it form Montreal or Etobicoke? And any idea how long it takes? Thanks.
 

jackychang

Member
Sep 11, 2019
10
0
Hi Everyone,
My Primary office is Montreal and Secondary is Etobicoke. I got my PR approval in my account Yesterday but no COPR letter yet. Will I be getting it form Montreal or Etobicoke? And any idea how long it takes? Thanks.
You will get it from Etobicoke. There will be a landing process, COPR confirmation, and they will send you a COPR in letter.
 

sam480

Full Member
Nov 17, 2020
23
3
Hello Everyone

@caipsnotes @legalfalcon
I have a question,My AOR is April 2020 and I have been maintaining funds in my Checking account from 6 months before AOR to Current date.However my funds went below the required amount for the month of August 2020 and September 2020

For the month of August and September I had funds equal to 14500 CAD which is below the required minimum 16,135
However Starting October 2020 I had more than the minimum funds

Note: My Overall last 6 months Average balance (Sum of Closing balance at the end of each day / 180) is 17000 CAD
and my overall last 12 months average balance (Sum of Closing balance at the end of each day / 365) is 18000 CAD which are above the required minimum POF
  • Current Balance: 20000 CAD
  • 6-Month Average Balance:17000 CAD
  • 12-Month Average Balance:18000 CAD
Note: During August 2020 and September 2020 I had Stocks worth 2000 CAD which i Cashed out and moved to my bank account in October

Could the decline in funds for 2 months be an issue if IRCC asks me Updated Bank statements in the future?
I maintained the minimum funds for every month except August and September 2020
Appreciate your help Thanks
 
Last edited:

legalfalcon

VIP Member
Sep 21, 2015
19,048
9,915
Montréal, Quebec, Canada
Category........
FSW
Visa Office......
Ottawa
NOC Code......
4112
App. Filed.......
03-09-2015
Doc's Request.
01-10-2015
AOR Received.
03-09-2015
Med's Done....
17-08-2015
Passport Req..
05-04-2016
VISA ISSUED...
12-04-2016
LANDED..........
05-05-2016
@legalfalcon
I have a question,My AOR is April 2020.I have been maintaining funds in my Checking account from 6 months before AOR to Current date.However my funds went below the required amount for the month of August 2020 and September 2020

For the month of August and September I had funds equal to 14500 CAD which is below the required minimum 16,135
However Starting October 2020 I had more than minimum funds

Note: My Overall last 6 months Average balance (Closing balance everyday / 180) is 17000 CAD
and my overall last 12 months average balance (Closing balance everyday / 365) is 18000 CAD which are above the required minimum POF

Note: During August 2020 and September 2020 I had Stocks worth 2000 CAD which i Cashed out and moved to my bank account in October

Could the decline in funds for 2 months be an issue if IRCC asks me Updated Bank statements in the future?
I maintained the minimum funds for every month except August and September 2020
Appreciate your help Thanks
As per Immigration and Refugee Protection Act an application is inadmissible for financial reasons:

39 A foreign national is inadmissible for financial reasons if they are or will be unable or unwilling to support themself or any other person who is dependent on them, and have not satisfied an officer that adequate arrangements for care and support, other than those that involve social assistance, have been made.

The R76(1)(b)(i) of IRP Regulations further provides:

the skilled worker must

  • (i) have in the form of transferable and available funds, unencumbered by debts or other obligations, an amount equal to one half of the minimum necessary income applicable in respect of the group of persons consisting of the skilled worker and their family members, or
  • (ii) be awarded points under paragraph 82(2)(a), (b) or (d) for arranged employment, as defined in subsection 82(1), in Canada.

The minimum required PoF is establish based on Low Income Cut Off (LICO) and the current requirement is:



To meet this IRCC requires:

Letter(s) from your financial institutions that must

  • be printed on the financial institution’s letterhead
  • include their contact information (address, telephone number and email address)
  • include your name
  • list outstanding debts such as credit card debts and loans
  • include, for each current bank and investment account, the
    • account numbers
    • date each account was opened
    • current balance of each account
    • average balance for the past 6 months
Here, the average of 6 months is required to ensure that the funds are not borrowed, as no one would keep borrowed funds in their account, and also by seeing if there is a sudden spike in the funds right before the application is submitted.

If you feel short in any 2 months in the last 6 months, that is not an issue as long as you replenish the funds and can show the source of funds and explain it in the LoE.

IRCC can ask for any documents, indulging an updated PoF at anytime during the processing of your application. The funds must be available both when you apply and when your application is approved. You must prove to an immigration officer that you can legally access the money to use here when you arrive.

To read more on this see https://bit.ly/33rV3Ym

IRCC's official link to POF: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/express-entry/documents/proof-funds.html
 

sam480

Full Member
Nov 17, 2020
23
3
As per Immigration and Refugee Protection Act an application is inadmissible for financial reasons:

39 A foreign national is inadmissible for financial reasons if they are or will be unable or unwilling to support themself or any other person who is dependent on them, and have not satisfied an officer that adequate arrangements for care and support, other than those that involve social assistance, have been made.

The R76(1)(b)(i) of IRP Regulations further provides:

the skilled worker must

  • (i) have in the form of transferable and available funds, unencumbered by debts or other obligations, an amount equal to one half of the minimum necessary income applicable in respect of the group of persons consisting of the skilled worker and their family members, or
  • (ii) be awarded points under paragraph 82(2)(a), (b) or (d) for arranged employment, as defined in subsection 82(1), in Canada.

The minimum required PoF is establish based on Low Income Cut Off (LICO) and the current requirement is:



To meet this IRCC requires:

Letter(s) from your financial institutions that must

  • be printed on the financial institution’s letterhead
  • include their contact information (address, telephone number and email address)
  • include your name
  • list outstanding debts such as credit card debts and loans
  • include, for each current bank and investment account, the
    • account numbers
    • date each account was opened
    • current balance of each account
    • average balance for the past 6 months
Here, the average of 6 months is required to ensure that the funds are not borrowed, as no one would keep borrowed funds in their account, and also by seeing if there is a sudden spike in the funds right before the application is submitted.

If you feel short in any 2 months in the last 6 months, that is not an issue as long as you replenish the funds and can show the source of funds and explain it in the LoE.

IRCC can ask for any documents, indulging an updated PoF at anytime during the processing of your application. The funds must be available both when you apply and when your application is approved. You must prove to an immigration officer that you can legally access the money to use here when you arrive.
@legalfalcon Thanks for your response,The main source of funds is my Salary
This is how my Average balance for each month looks
My Average balance is above the required prior AOR But after AOR it went down for 2 months
The minimum required funds for 2 people is 16135 CAD
Do you think its Ok?
I'm confident that my funds won't go down in the future

AOR :April 2020

October 2019 :16KCAD
November 2019:17K CAD
December 2019 :20KCAD
January 2020 :20K CAD
February 2020 :22K CAD
March 2020 :24KCAD
April 2020 :28K CAD. -----AOR April 2020---
May 2020 : 20K CAD
June 2020 :18K CAD
July 2020 : 19K CAD
Aug 2020 : 15.5k CAD
Sep 2020 : 14.5k CAD

October 2020 :16k CAD
November 2020 :20k CAD
 
Last edited:

legalfalcon

VIP Member
Sep 21, 2015
19,048
9,915
Montréal, Quebec, Canada
Category........
FSW
Visa Office......
Ottawa
NOC Code......
4112
App. Filed.......
03-09-2015
Doc's Request.
01-10-2015
AOR Received.
03-09-2015
Med's Done....
17-08-2015
Passport Req..
05-04-2016
VISA ISSUED...
12-04-2016
LANDED..........
05-05-2016
@legalfalcon Thanks for your response,The main source of funds is my Salary
This is how my Average balance for each month looks
My Average balance is above the required prior AOR But after AOR it went down for 2 months
The minimum required funds for 2 people is 16135 CAD
Do you think its Ok?
I'm confident that my funds won't go down in the future

AOR :April 2020

October 2019 :16KCAD
November 2019:17K CAD
December 2019 :20KCAD
January 2020 :20K CAD
February 2020 :22K CAD
March 2020 :24KCAD
April 2020 :28K CAD. -----AOR April 2020---
May 2020 : 20K CAD
June 2020 :18K CAD
July 2020 : 19K CAD
Aug 2020 : 15.5k CAD
Sep 2020 : 14.5k CAD

October 2020 :16k CAD
November 2020 :20k CAD
Anything post AOR does not matter. Just make sure that you replenish it in case IRCC asks for a revised statement and have the statement ready to show when you move to Canada.

All that matters is there following months:

October 2019 :16KCAD
November 2019:17K CAD
December 2019 :20KCAD
January 2020 :20K CAD
February 2020 :22K CAD
March 2020 :24KCAD
April 2020 :28K CAD.

As per which you are all fine.
 

sam480

Full Member
Nov 17, 2020
23
3
Anything post AOR does not matter. Just make sure that you replenish it in case IRCC asks for a revised statement and have the statement ready to show when you move to Canada.

All that matters is there following months:

October 2019 :16KCAD
November 2019:17K CAD
December 2019 :20KCAD
January 2020 :20K CAD
February 2020 :22K CAD
March 2020 :24KCAD
April 2020 :28K CAD.

As per which you are all fine.
@legalfalcon Thanks a lot for responding,I was worried because my GCMS had the below note for POF

"SETTLEMENT FUNDS: Appears To Meet Approx. CAD $27000, as per CHASE statement at 2020-04-01; Family of 2 requires CAD $16 135 NOTE: NO MENTION OF THE AVERAGE BALANCE FOR THE PAST 6 MONTHS"

I thought drop in the funds for 2 months might create an issue if IRCC asks for updated POF based on my GCMS
 

legalfalcon

VIP Member
Sep 21, 2015
19,048
9,915
Montréal, Quebec, Canada
Category........
FSW
Visa Office......
Ottawa
NOC Code......
4112
App. Filed.......
03-09-2015
Doc's Request.
01-10-2015
AOR Received.
03-09-2015
Med's Done....
17-08-2015
Passport Req..
05-04-2016
VISA ISSUED...
12-04-2016
LANDED..........
05-05-2016
@legalfalcon Thanks a lot for responding,I was worried because my GCMS had the below note for POF

"SETTLEMENT FUNDS: Appears To Meet Approx. CAD $27000, as per CHASE statement at 2020-04-01; Family of 2 requires CAD $16 135 NOTE: NO MENTION OF THE AVERAGE BALANCE FOR THE PAST 6 MONTHS"

I thought drop in the funds for 2 months might create an issue if IRCC asks for updated POF based on my GCMS
The documents that you have submitted, does that mention average balance on it. If not, did you submit the bank statements for the last 6 months?