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Okay. Thank you. Someone mentioned gift deed to him on the group. For some reason, he has 30 days and not 7 days to sort himself out. He was also advised to seek legal counsel or ask legalfalcon

The longest procedural fairness letter I have ever seen. Three pages!!
 
I think for safety one should not touch savings/funds after they apply. If there is a loan handle it before applying. Someone was arguing on what's app group about how it's silly if the amount is little less etc since we put funds in and out and Visa officer was being silly but I disagree, savings means we don't touch it

That's messed up taking loans for someone else in your name. anyways not commenting on personal choices.
I don't know whether it will fly or not because he was supposed to have funds when he created the application. Without knowing full picture it is difficult to say. I'm just saying depends on what kind of loans he has. Given that you are saying the loans for business needs, most likely they will be deducted from his POF account. They may have not done that with a housing loan. All he can do now is to make sure his current funds are greater than minimum funds needed after deducting loan amount. And if he is adding funds in these days and it is a big amount it has to be done using a gift deed.
 
I think for safety one should not touch savings/funds after they apply. If there is a loan handle it before applying. Someone was arguing on what's app group about how it's silly if the amount is little less etc since we put funds in and out and Visa officer was being silly but I disagree, savings means we don't touch it
Well at the end of the day rules are very clear on the cic website so there is no point in arguing about a little less etc. The amount is clearly stated on the website so there is no grey zone here. Having said that their treatment of loans is not consistent. It doesn't make sense to deduct secured and long term loans from the POF amount. But in case of unsecured and personal loans I think they are correct in deducting the amount and people should ideally either settle loans before applying or have more money somehow to avoid this. But sometimes it's not possible and I know many cases where people have received PPR without showing loans and some are kind of unlucky to get either review required or procedural fairness for slight deviations
 
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@cansha Should I order my second set of notes now or wait for few more days?
I just completed 4 months since AOR and the 1st set of notes I ordered on October 16.

Thanks!
 
Had a question about notes. If I order notes say on 1st of the month then exactly 3 weeks after I order another set. Do you think they will send a second set or just send the first one? I think the slowness and unpredictability at Montreal will cause more people to order more notes.

What was in your first notes?
 
Had a question about notes. If I order notes say on 1st of the month then exactly 3 weeks after I order another set. Do you think they will send a second set or just send the first one? I think the slowness and unpredictability at Montreal will cause more people to order more notes.
Ideally they should send two and the note generation date will be three weeks apart.
 
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Montreal is dead again this week. Any movement in Montreal WA group?

No real movement. Someone with june 14 AOR who had pfl for pof,updated his new pof and saw his profile change from reviewing to N/A. He also called and agent mentioned his elligibility has been met.
After I saw the case of the guy whose passport was put on hold after PPR for employment verification, I gave up on Montreal. I can't wait for this whole thing to br over
 
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One June candidate from Montreal got his PPR today. @Chairaj reported this on June thread.

Chairaj said:
AOR: 14th June
VO: Montreal
Nationality: India
Residence: US

atleast in my case IRCC kept up its promise of 6 months (todays exactly last day) :)