So you are banned for misrep, did you receive letter detailing how they arrived to that conclusion?Hi all, I am sharing my details to ask for your opinions and suggestions
1) Applied for SP & OWP last October 31, 2022 (from the Philippines)
2) We presented the following funds.
a) 1 year tuition and GIC
b) Three (3) commercial banks
c) One (1) government savings program
d) Equities and Cryptocurrencies
e) One (1) rural bank
3) It seems IRCC has limited access to Philippine Rural Banks thus we were given a procedural fairness letter last March 2023 mainly asking about the rural bank. Logically, we have enough funds sans this rural bank but were given a PFL regardless.
4) We have submitted a complete money trail (cheques & bank statements) of the rural bank last April 2023. Also, we offered to pay our second-year tuition and open another GIC if they give us an email sanctioning it.
5) Rural bank time deposit reached maturity last August 2023 and we transferred it back to one of our commercial banks. We sent IRCC all the documents regarding the change that transpired. We also reapplied (2nd lodging) with the same funds without the rural bank but the second application was probably tagged because of the existing PFL.
6) Banned for misrepresentation this December 11,2023 on the first app.
All funds are still intact. I don't know if they ever read my replies as it seems IRCC is prejudiced against rural banks and those who have them. Thank you for your replies. Suggestions would be welcome.