ijsal said:
hi. pwede ba sa bluecross a travel insurance coverage of 1 month only or perhaps less than 3months? My family and i will be landing in Calgary, AB kasi. wala daw waiting period for AHCIP un nga lang, we have to wait for our PR card because it's one of the reqts so i want din na covered kame for the days na di pa kame covered by AHCIP. thanks.
read this fr Qorax....
HEALTH CARDS:
Health is a provincial matter. It is NOT FEDERAL. Thus, if you change provinces, u'll have to AGAIN get that province's Health Card. And again the waiting period* shall apply. Off course, a previous province's health card remains valid for few days/months in another province, but not all benefits could be availed.
*The Waiting Period:
As I know, Alberta [eg. Calgary, Edmonton etc] & Manitoba [eg. Winnipeg] are the Only provinces where there is NO WAITING period for the Health Insurance. Rest in all provinces there is some waiting time to get the Health Benifits. In Ontario [eg. Toronto, Ottawa etc.] it is 3 months.
Eg.: If Calgary Is My Destination Should I Get The H/Card In Toronto?
If Calgary is your Final Destination, but you are 'initially' landing in Toronto for a few days stay [Permitted action], I suggest you should first land in Calgary [get the health card] and then visit Toronto. Why? Mainly 'coz, you can get the Calgary health card immediately, but in Toronto you'll not. That Calgary health card will be valid in Toronto for a few days. Not the vice-versa. Secondly, if you land first in Toronto, you'll be staying w/out any health coverage.
Temp. Health Coverage:
It's wise to obtain a 'temporary' health coverage before you fly. Off course not required if you are going to Alberta or Manitoba. That temp. coverage shall come in the way of "Travel Insurance", which you can obtain from ANY insurance company in your homeland. The costs depands on the length of coverage. Usually we should take it for 3-4 months, as that is the waiting time in all provinces.
NOTE: It'll be a good idea to obtain the Travel Insurance from home country. For 2 reasons: [1] You are covered from day-1 even before landing. [2] In Canada it will be costlier & you'll be covered only from the day you apply. What if you get to do it later, as you'll be busy in the initial days? What if something goes wrong in between?