@Rene_8000: Yup, when I was still single, around 9000 ++ lang ang POF. I got married in 2009 and was required to have POF of 11K yata or 14K ++. Sorry, di ko na maremember. Then, when I gave birth last year, since kasama na si baby, naging almost 17K na ang POF naming tatlo. Yes, I didn't remove any single centavo from my POF. Add lang ng add. Kaya maswerte ang bank. Nagagamit nila ang pera natin. Until now, intact ang POF namin. We will only withdraw once paalis na kami. And we will bring everything.