Is there a visitor insurance that cover more than just emergencies?

[Roopunzel]

Hi. I'm a student in Canada, and my mom is accompanying me as a visitor. She has a visitor visa of three years.

We were wondering if any of you guys had a good experience with an insurance provider that covers more than just emergencies. Y'know, like visits to an endocrinologist, gastrologist, etc.

Also, is there any kind of visitor insurance that the clinics/hospitals can DIRECTLY send the bill to? That would be better.

Thank you!

 

[vdhanju1]

Just like with a provincial health card you will need referral from a family physician to get appointment for the specialists mentioned.

Many Insurance companies allow direct billing. It depends on the hospitals - some have this facility, others don't.
Most clinics don't have facility to bill directly to insurance companies.

 

[canuck78]

Hi. I'm a student in Canada, and my mom is accompanying me as a visitor. She has a visitor visa of three years.

We were wondering if any of you guys had a good experience with an insurance provider that covers more than just emergencies. Y'know, like visits to an endocrinologist, gastrologist, etc.

Also, is there any kind of visitor insurance that the clinics/hospitals can DIRECTLY send the bill to? That would be better.

Thank you!

No routine care is not normally covered because your mother is a visitor and isn’t normally expected to seek routine care in Canada. Her only option is to pay for any appointments. Were you able to extend your mother’s visitor status? I think you will find that at a certain point your mother will be refused an extension. She seems to be living in Canada and that is exactly what the Canadian government wants to prevent. No international student is guaranteed that a parents will be able to remain with them as visitors even in high school. University students would be considered old enough not to need a guardian or parent in Canada. You should have a plan B if her attempts to extend her visitor status are denied or a CBSA agent limits her stay.