sani014 said:i got visa under spp.
we need to show only GIC and pay 1 sem. /1 yr. fees if you follow the SPP checklist.
I had taken an education loan so I showed the loan letter too.
I think it makes our profile look good to show education loan.
If you going to apply for sept. intake, then i dont think there is enough time to get a loan processed.you will miss the deadline to file visa.
these are all my opinion but please seek other opinions also before doing anything
GIC & 1 Year Fee is required. No Loan after that.