Insurance plans for visitors that include possible future pregnancy?

[Audjgal]

Hi there,
I'm looking for information on Medical Insurance plans for Visitors to Ontario.
So far from the forum, it seems like no company has policies that cover preexisting pregnancy which is ok, but is there any Company that covers
a possible future pregnancy?
OR at the very least complications from a pregnancy or childbirth?
I am not pregnant and in excellent health but was thinking about trying in the next few months.

 

[scylla]

Pregnancy and complications from pregnancy are handled the same way regardless of whether someone is already pregnant or not - very few insurance plans will cover these costs. Any plans that do cover these costs are very expensive and typically have many exclusions and/or expense caps.

Logically, it makes sense that insurance companies don't cover pregnancies. It's a losing proposition for them (and an expensive one at that).

If you're planning on possibly giving birth in Ontario - I would focus on finding ways to reduce the costs of the birth (e.g. going with a home birth and a midwife). I don't think you're going to have any luck finding an insurance plan that meets your needs unfortunately.

 

[haver]

A few companies we work with cover emergency pregnancy up to 31 weeks, in their Visitors to Canada medical plans. That means that if you have any complications or give birth pre-term you would be covered. You can check our website for more details or give us a call at 1-877-211-4301.

 

[haver]

There is a plan from TIC that covers maternity up to $10,000 but the due date has to be more than 10 months after the effective date. That means that you can get pregnant a few months after you buy the policy. the plan is called Inpatriates to Canada. You can give us a call for more information at 1-877-211-4301.

 

[sumiara45]

Hello! If your wife is not yet pregnant but is planning to get pregnant soon, there is one insurance plan available that will cover prenatal care and delivery up to $10,000 (80%.) Her due date has to be at least 10 months after the effective date in order to be eligible for the maternity coverage. This plan costs around $1100 per year.
If she gets pregnant before buying insurance there is only coverage available for emergencies up to 31 weeks, from a few companies.

 

[Eastwoodrider]

Dear, haver

Could you tell me which pregnancy related emergencies are covered if a person is only planning to get pregnant while in Canada? Are there any plans that cover delivery or all of them are for emergencies only?In particular I'am interested in this TIC plan,or may be there are other suitable options.

 

[haver]

By emergencies they mean complications in pregnancy and the coverage is only up to 31 weeks. If she delivers before that it would be considered a preterm labor and would be covered. If she is not pregnant yet, then the best option is the TIC plan, which covers up to $10,000 for pregnancy expenses and delivery. You can message me in private or send me an email to arbetov.office@gmail.com

 

[Sositi]

Hello there,
I'm looking for information on Medical Insurance plans for Visitors to Ontario or other states.
Actually i just came from Africa. I would like to deliver my baby in Canada but I don't have that much money to pay my hospital bill. Is there any probability to get a company or health insurance to cover my hospital bill.
I am 27 weeks pregnant. I am in Toronto right now.
Thank you inn Advance.
Sositi

 

[Steevy]

Hello there,
I'm looking for information on Medical Insurance plans for Visitors to Ontario or other states.
Actually i just came from Africa. I would like to deliver my baby in Canada but I don't have that much money to pay my hospital bill. Is there any probability to get a company or health insurance to cover my hospital bill.
I am 27 weeks pregnant. I am in Toronto right now.
Thank you inn Advance.
Sositi

Unfortunately, you are not going to be covered for delivery and pre-natal care since you are already pregnant and getting a private insurance will not solve the problem. Also, as you have mentioned, you just came to Canada, which, I assume, means that you are not yet eligible for OHIP either.