I am currently dealing with five Insurance Carriers that offer 1 year Super Visa Travel Medical Insurance to meed the Visa requirements.
To date I have had over 100 enquiries for this coverage and with the age of internet everybody shops online. What you get with most online sites is a price comparison assuming one is in perfect health, how many 70 or 80 years olds are in perfect health? The really cheap prices are typically for Policies that exclude pre-existing conditions. If one is shopping based on price this could very well be the most expensive insurance they will buy in the event of a medical emergency, when they are faced with a $100,000 bill which their insurance does not cover. The only way to get a real quote is to provide all the medical information for their Parents or Grandparents and go through the application process with a licensed agent, the quote is good for 90 days from most Insurance Companies even if you don't purchase it at the time of application. My advise is get all the medical information and history from your Parents and Grandparents, read the policy, ask questions and know what the claim proceedure is in the event of a claim.
If you need any additional information contact me directly.
Stone-Hedge Financial Group Inc.
Gary Goldshmidt
Toll Free 1.888.410.4393
Toronto Tel: 416.410.4393
Email: gary@stone-hedgefinancialgroup.ca