I've tried Sun life before but it doesn't allow me to apply for my daughter. It says it's only for 18 years +. Do I have to get insurance for myself and then add my daughter?
You may not have coverage for the first 3 months in some provinces if you have not met the requirements to qualify for provincial healthcare. You have to reapply for provincial healthcare even if you still have a valid card but have not met the residency obligation in your province to qualify. Depending on the province your child may qualify for provincial healthcare before getting PR.