Never minding the post above ...... I would have to concur with others on this thread, the Original Poster is exactly why we have the bogged down system that we do, those who try and be completely above board and dot their I's and cross their T's, are the ones that suffer because of the people like this.
What should be a fairly simple and straight forward process becomes a huge system of checks and double checks tied up in mountains of paper work.
You case smells off to me from where I sit, I am not here to judge you, that will come later by a power greater than I. But from what I have read of your own words, you'll not get much sympathy here. And justifiably so.
