help regarding finances

[dufferdexter]

my uncle is not willing to become my sponser.He is donating me 40 laaks. I f I deposit 20 laks in my a/c and 20 laks in my moms account? AND SHOW MY MOM AS SPONSER. My father is not willing to deposit these amount in his a/c to be safe from tax.
As i told you my father income is around 20,000 per month. Which is very poor transaction. Thats why i dont like to show him as sponser.His account has less than one lakks in his account. So my father is not eligible.

If i deposit half amount in my a/c and half money in my mom a/c for six months keeping those money aside. I will return him after visa.

I have to tell to embassy from where me and my mom these money? I can present my fathers business ownership documents and registration to embassy to support these two bank account. But im not willing to show my father statement to embassy cix his statement is very weak?
Will it work or not?

any suggestion regarding this?

lets see.. suppose u are going for 2 year program. Meaning ur fees Is going to be around 18000 $ . and 2 year expense will be around 20,000$ ( even though they require u to show one year expense ) and another 5000$ for traveling purpose . all together u gotta show them u got minimum 30,000$ ( if count 2 year expense that would be 40,000$).
How to show this much money without raising any concerns ( its what I think . u can always consult with an expert)
1. Pay GIC . That's 10,000$ ( anyone can apply for GIC even under general category)
2. Pay first year tuition . that's 9000$
3. Take a student loan of around 7.5 lakh ( upto 7.5 lakh student loan , most banks dont ask for collateral security ) that's another 15,000$.
THATS ALREADY 34,000$ which I think is more than enough.
Now all u gotta show in bank account is 6000$, which u can show half in ur father and half in ur mother's account( for this much amount not sure they gonna be bothered about the source )
If u got any LIC or FD , U can put it along with ur application.