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Health Insurance

jimmw1e

Newbie
Feb 3, 2012
1
0
I am from the UK and planning on applying for the Working Holiday Visa, I am unsure what the best option is for health insurance so wondered what other people had got - I don't go to the doctor very often but want something that isnt too expensive that will cover me to go to the doctor if I need to and hospital should something bad happen.
 

Canooknic

Hero Member
Sep 20, 2010
658
22
England
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17th May 2011
Get travel insurance (somewhere like InsureandGo.com or Essentialtravel.co.uk but Google backpacker insurance to get different quotes). That way you'll be covered for medical and your personal belongings.

If you get it from the UK then if something really bad happens (fingers crossed it won't obviously) you should be covered for repatriation back to the UK, otherwise you could get stuck in Canada paying long term medical bills until you are well enough for an airline to agree to fly you home.
(I used to work in travel insurance so have dealt with the most hideous situations!!)
 

haver

Hero Member
May 30, 2009
318
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Vancouver
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Canooknic, Canadian Insurance companies can cover repatriation back to the home country too.
If you were unhappy with your case it does not mean that the insurance industry is completely gilty.
I am not sure that you have a clue how Visitors to Canada Insurance works despite you statement.
 

Canooknic

Hero Member
Sep 20, 2010
658
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England
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17th May 2011
If you read what I said I was talking about insurance from the UK, I made no reference to knowing about Canadian cover.
I never said anything about being unhappy with any cover either, I said I worked for a travel insurance company and dealt with some terrible situations where people ended up with £1000s of debt because they didn't have adequate insurance.

Don't attack people for trying to help.
 

OnlineInsPro

Star Member
Dec 12, 2011
69
1
I would wholeheartedly recommend that you purchase insurance from a Canadian Insurance Company. They definitely WILL cover repatriation as an insurance policy from your home country also likely would, but the biggest difference would be if you have a claim. Most CANADIAN healthcare providers will direct bill a CANADIAN Insurer, but NOT a foreign one! Even if you eventually get reimbursed when you get back home, you may find it a stretch to cover several thousands of dollars of expenses upfront if you need treatment. Additionally, I think you will find our rates very competitive Internationally. Please check us out -you can purchase your coverage from our website, prior to your visit.

Tracy DesLaurier -Super Visa (and IEC, and Youth Mobility, and Working Holiday) Insurance Specialist
info@dfsinc.ca
1-888-933-7462
http://travelinsure.ca or http://dfsinc.ca
 
Oct 16, 2014
17
3
How does this work if a person has to come back to home country for a while, like Christmas. Does it mean the coverage is cancelled or just temporarily suspended?
 

haver

Hero Member
May 30, 2009
318
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Vancouver
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Dear Vancouverite89, that would really depend on the company you have the policy from. A few companies allow travel back to the home country without cancelling the policy, while others do not and the policy would be null as soon as you go back. If you let me know which company, I can definitely tell you what their policy is regarding home travel.