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Health insurance for Wife on SOWP

ordinaryuser

Member
Nov 26, 2019
15
22
Hello All, My wife and I are in Toronto. I have health insurance from my college. She has her SOWP but no health insurance. To add her to my health insurance is expensive.
What affordable health insurance options are available for her?
She is not employed as yet? (we just landed) .

What should we do?
 

rogelcorral

Champion Member
Jun 15, 2018
1,491
464
Hello All, My wife and I are in Toronto. I have health insurance from my college. She has her SOWP but no health insurance. To add her to my health insurance is expensive.
What affordable health insurance options are available for her?
She is not employed as yet? (we just landed) .

What should we do?
Manulife offers an affordable (around $30/month) health insurance on a monthly package. Once your wife gets a job, she may qualify for OHIP if her job offer is for at least six months.
 

Laguna55

Hero Member
Jul 19, 2020
399
132
So you have health cover and your wife doesn't, that's risky, cost of medical treatment in Canada can be expensive, you should have got cover for your wife before travelling
 

canuck78

VIP Member
Jun 18, 2017
57,518
14,152
Manulife offers an affordable (around $30/month) health insurance on a monthly package. Once your wife gets a job, she may qualify for OHIP if her job offer is for at least six months.
If she is living in Canada permanently she may not qualify fortravel medical insurance plus it only covers emergency medical care.
 

canuck78

VIP Member
Jun 18, 2017
57,518
14,152
Hello All, My wife and I are in Toronto. I have health insurance from my college. She has her SOWP but no health insurance. To add her to my health insurance is expensive.
What affordable health insurance options are available for her?
She is not employed as yet? (we just landed) .

What should we do?
Adding your spouse to UHIP is the best option. If your wife is planning on working once she finds a full-time job thqt will last over 6 months she cqn apply for OHIP. When applying to come to Canada you had to show that you had the funds to support her while in Canada so you should have the funds available.
 

rogelcorral

Champion Member
Jun 15, 2018
1,491
464
If she is living in Canada permanently she may not qualify fortravel medical insurance plus it only covers emergency medical care.
Sorry, I thought the wife was a temporary resident, being on SOWP... AFAIK, even college health insurance for international students also basically covers emergency cases. But please do correct me if I’m wrong.
 

canuck78

VIP Member
Jun 18, 2017
57,518
14,152
Sorry, I thought the wife was a temporary resident, being on SOWP... AFAIK, even college health insurance for international students also basically covers emergency cases. But please do correct me if I’m wrong.
Looks like you have to enrol your dependents in UHIP unless they qualify for OHIP. UHIP is not only emergency coverage. Would suggest you look at what is covered.

https://uhip.ca/Enrollment/Coverage