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health insurance. Calgary...Alberta?

ayan05

Member
Apr 19, 2014
11
0
we have to pay more than we used to pay when we were working? Also which insurers would you recommend?
Thanks
 

goldenbrown

Hero Member
Jan 11, 2011
223
46
Vancouver
If your employer provided health and dental benefits or covered your insurance expenses then yes. Now since you have to pay all by yourself it's going to cost more.

What you should do is to compare what insurers are offering and choose the best possible deal.

Some companies offer additional benefits such as routine check ups, eye exams, vaccinations, pregnancy coverage as well as dental/accidental death benefits.

You can <a href=http://arbetovinsurance.com/visitorstocanada/>Compare Online</a> to see what is out there.
 

Haitokin

Star Member
Aug 28, 2011
67
4
As a Canadian citizen, permanent resident, or work visa holder eligible for provincial health care - if your employer doesn't pay for your provincial health care (in provinces such as BC) as well as the employer portion of a group benefit plan then you have to pay for provincial health care yourself (in provinces that charge monthly premiums). You could buy an individual health plan to supplement those provincial benefits (from a provider like Manulife, GMS, Bluecross, etc). Those kind of plans can include an allowance for prescription drugs, dental, or both - and they usually cover other benefits such as a subsidy for chiropractor, etc., eye care, etc. In Canada these kinds of plans are only available if you are enrolled on provincial health.

For visitors to Canada, 'private health insurance' means 'emergency (only) illness and accidental injury insurance'. It won't include benefits for discretionary (non-emergency) health care such as prescription medication costs for chronic illnesses or routine dental visits. That being said, visitors insurance is important, as it can help protect you from large unexpected medical expenses if a sudden illness or injury does occur. To get a quote for visitors insurance from all the Canadian companies, go to https://www.bestquotetravelinsurance.ca/visitors-to-canada-insurance