Guys help me on this matter of POF

[Fahimeh_t]

Dear Experts,

I have this problem with my POF which I found out yesterday...
the POF that I sent includes 2 accounts:
1- opening date: 28nov 2015 Balance 20000 Cad
2- opening date: 5jan 2015 Balance 13000 Cad.

we are 2 people and the amount of money must be 15200 CAD.
now the fist account which the amount is sufficient is not old enough (2 months before ITA)
the second account doesn't include enough amount. but old enough..

Do you think CIC will reject my application after 3 month because of this?
what should I do now? shall I get a new POF and send it to them or I should wait and see what will happen. some people say do NOT send a new POF because it will make the officer confused that why didn't you send the pof at submission. then they might think the money is borrowed or anything...

p.s I am a SINP and my nomination will expire in 2 months...
I am really worried...

 

[MZASAM]

Please simplify

Transfer the fund 15, 200 CAD $ to your parents.

Subsequently let them make a gift deed in your favour stating the amount is a gift and not a loan.

 

[Fahimeh_t]

Please simplify

Transfer the fund 15, 200 CAD $ to your parents.

Subsequently let them make a gift deed in your favour stating the amount is a gift and not a loan.

thanks for your kind reply.

CIC still didn't asked me for a new POF
if they do I can give them a new one. but the problem is here that do they ask or just simply reject me???

 

[MZASAM]

You have sufficient funds. CIC is interested only in 15,200, which should be yours.

Why complicate Account A, Account B, Different dates etc. Please follow the gift option.

Gift Deed
Dated: xxxxxx
I, xxxxx, and my wife xxxx, Resident of H.No India do hereby on date xxxx make a gift-deed for Indian Rupees 7,50,000 (Indian Rupees Seven Hundred Fifty Thousand Only) Equivalent to Canadian Dollars 15,200 (Fifteen Thousand two hundred Canadian Dollars) out of love and affection for our daughter xxxxx, resident of xxxx

I confirm that I am a resident Indian and I further confirm that this gift is being made out of our funds standing from my Account No. xxxxxxxx in xxxx Bank, xxxxx ,

I, further confirm that the consideration for this gift is the love and affection for my daughter xxxxxxxxx, and no other consideration.


I further confirm that the gift has been made by Cheque No xxxxx (Cheques copy enclosed), drawn on xx xxxxxxxx (India)

This gift is irrevocable, not a loan and we will have no claims left whatsoever on the said gifted amount and she is free to utilise it in any manner.

Place: xxxx Dated: xxxxxxxxx

xxxxxxxx xxxxxxxxxxxxx

Signature Signature

Self Declaration
Gift Recipient

The gift as stated above is accepted

Signature
xxxxxxxxxxx

 

[eski]

thanks for your kind reply.

CIC still didn't asked me for a new POF
if they do I can give them a new one. but the problem is here that do they ask or just simply reject me???

Cic specifically requires you to submit an account with a six month average balance. ...in some countries, banks do not do the average and so most people send a bank statement showing the whole 6 months so cic can calculate the average. Im wondering since you had an older account why you dint just add the 2 thousand or 3 thousand to the old account to make it enough?
In my opinion there's nothing you should do now. ....you just have to wait for the outcome. Depends on the agent who reviews your file. What more. ...the account should now be five months old so they might ask for an updated pof later (I've seen this happen)so don't touch the funds.
Be positive. I believe it is well.

 

[eski]

You have sufficient funds. CIC is interested only in 15,200, which should be yours.

Why complicate Account A, Account B, Different dates etc. Please follow the gift option.

Gift Deed
Dated: xxxxxx
I, xxxxx, and my wife xxxx, Resident of H.No India do hereby on date xxxx make a gift-deed for Indian Rupees 7,50,000 (Indian Rupees Seven Hundred Fifty Thousand Only) Equivalent to Canadian Dollars 15,200 (Fifteen Thousand two hundred Canadian Dollars) out of love and affection for our daughter xxxxx, resident of xxxx

I confirm that I am a resident Indian and I further confirm that this gift is being made out of our funds standing from my Account No. xxxxxxxx in xxxx Bank, xxxxx ,

I, further confirm that the consideration for this gift is the love and affection for my daughter xxxxxxxxx, and no other consideration.


I further confirm that the gift has been made by Cheque No xxxxx (Cheques copy enclosed), drawn on xx xxxxxxxx (India)

This gift is irrevocable, not a loan and we will have no claims left whatsoever on the said gifted amount and she is free to utilise it in any manner.

Place: xxxx Dated: xxxxxxxxx

xxxxxxxx xxxxxxxxxxxxx

Signature Signature

Self Declaration
Gift Recipient

The gift as stated above is accepted

Signature
xxxxxxxxxxx

The OP has already submitted his application since Jan. Won't making a gift deed now plus raising a CSE to submit it look suspicious? ?

 

[Fahimeh_t]

Cic specifically requires you to submit an account with a six month average balance. ...in some countries, banks do not do the average and so most people send a bank statement showing the whole 6 months so cic can calculate the average. Im wondering since you had an older account why you dint just add the 2 thousand or 3 thousand to the old account to make it enough?
In my opinion there's nothing you should do now. ....you just have to wait for the outcome. Depends on the agent who reviews your file. What more. ...the account should now be five months old so they might ask for an updated pof later (I've seen this happen)so don't touch the funds.
Be positive. I believe it is well.

thanks for your kind reply..
in my country there are some accounts which you can't add or dedut any amount of money in a specific amount of time.
these 2 accounts that i have is that kind and i couldn't add or deduct any money from them in 1 year.
that's why i couldn't get a POF which would be totally ok!

but again thank you for your kind reply. did you see cic asked for an update pof from some one?

 

[Fahimeh_t]

You have sufficient funds. CIC is interested only in 15,200, which should be yours.

Why complicate Account A, Account B, Different dates etc. Please follow the gift option.

Gift Deed
Dated: xxxxxx
I, xxxxx, and my wife xxxx, Resident of H.No India do hereby on date xxxx make a gift-deed for Indian Rupees 7,50,000 (Indian Rupees Seven Hundred Fifty Thousand Only) Equivalent to Canadian Dollars 15,200 (Fifteen Thousand two hundred Canadian Dollars) out of love and affection for our daughter xxxxx, resident of xxxx

I confirm that I am a resident Indian and I further confirm that this gift is being made out of our funds standing from my Account No. xxxxxxxx in xxxx Bank, xxxxx ,

I, further confirm that the consideration for this gift is the love and affection for my daughter xxxxxxxxx, and no other consideration.


I further confirm that the gift has been made by Cheque No xxxxx (Cheques copy enclosed), drawn on xx xxxxxxxx (India)

This gift is irrevocable, not a loan and we will have no claims left whatsoever on the said gifted amount and she is free to utilise it in any manner.

Place: xxxx Dated: xxxxxxxxx

xxxxxxxx xxxxxxxxxxxxx

Signature Signature

Self Declaration
Gift Recipient

The gift as stated above is accepted

Signature
xxxxxxxxxxx

Thank you so much

 

[eski]

thanks for your kind reply..
in my country there are some accounts which you can't add or dedut any amount of money in a specific amount of time.
these 2 accounts that i have is that kind and i couldn't add or deduct any money from them in 1 year.
that's why i couldn't get a POF which would be totally ok!

but again thank you for your kind reply. did you see cic asked for an update pof from some one?

Im assuming you are nigerian from your name. I am too.
I read on the forum once when someone got ppr from Accra VO and an updated POF.
best of luck! !!

 

[Fahimeh_t]

Im assuming you are nigerian from your name. I am too.
I read on the forum once when someone got ppr from Accra VO and an updated POF.
best of luck! !!

well no I am from Iran. I sent an email to Ottawa and they confirmed my file is there.
do you think when would i receive PPR?
this stress is killing me!!!!

 

[eski]

well no I am from Iran. I sent an email to Ottawa and they confirmed my file is there.
do you think when would i receive PPR?
this stress is killing me!!!!

I know the wait is very stressful. ....just hang in there. It will be fine hopefully ..

 

[shahkunalm]

Hi,

What if I have a mortgage loan on house I own..?

Will CIC check for that as well? I have not declared that.

Otherwise I have shown sufficient funds as POF.

Regards.

 

[Fahimeh_t]

Hi,

What if I have a mortgage loan on house I own..?

Will CIC check for that as well? I have not declared that.

Otherwise I have shown sufficient funds as POF.

Regards.

No problem
They don't check those..
Just the pof that you sent is important