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OCEANDRIVE said:
Hi

Congrats

You were REJECTED UNDER SPP as your loan amount was not 80%.

You again applied under general in which 80% is not a must but highly recommended in the general check list.

I have always emphasized that 80% loan is a must under SPP I have never said that 80% is a must under GENERAL category and under general visa chances are there even if you do not take a loan.

YOU GOT YOUR VISA UNDER GENERAL AND NOT UNDER SPP.

I am not misleading anybody in fact you are confused and confusing others.

God Bless.

Where did you get this logic from. Is there anywhere specified in the checklist (either SSP or General) that 80% loan amout for SPP is only mandatory for SPP, and not for General.

I agree that each case is unique, and my experience may or may not apply to others.

Infact, loan amount of 80% of the total expense is NOT MANDATORY for SPP also. That's why my friend got visa under SPP by showing just 5.5lakhs as loan..
 
DavidODes said:
Where did you get this logic from. Is there anywhere specified in the checklist (either SSP or General) that 80% loan amout for SPP is only mandatory for SPP, and not for General.

I agree that each case is unique, and my experience may or may not apply to others.

Infact, loan amount of 80% of the total expense is NOT MANDATORY for SPP also. That's why my friend got visa under SPP by showing just 5.5lakhs as loan..


Hi
you have not read the SPP and general check lists carefully, in general 80% loan is a must and in general it is only strongly recommended pls clear your confusion. I will not comment on this anymore. God Bless

I quote under general category

http://www.vfs-canada.co.in/pdf/study_permit_17-05-2012.pd

The following documents are STRONGLY recommended: 

IELTS test results taken within last 24 months

Photocopy of the most recent diploma/leaving certificate, and most recent mark sheets (for entire program; consolidated mark sheets are NOT acceptable)

Other educational certificates diplomas/degrees (including mark sheets)

AS A PREFERRED OPTION for proof of funds: A copy of an Educational Loan from an Indian Chartered Bank equivalent to at least 80%
of tuition +living + travel expenses for one academic year (normally, first year’s tuition, unless already paid, plus $8000). See information on the next page for the list of acceptable banks.
(not a must but strongly recommended)

Copy of receipts for payment provided by the University (pre-payment of first term is strongly recommended)

Form 16 for salaried employees or income tax return document.

Scholarships or any financial assistance or award from a government or other funding agency must be presented on official letter stating the full amount of the award, its duration and any governing conditions.

Reference letter


Iquote again under SPP

http://www.vfs-canada.co.in/pdf/Student_Partners_Program_%28SPP%29_in_india_190412.pdf

APPLICATION FOR A STUDY PERMIT – SPP CHECKLIST You must submit the following: 

SPP Checklist – Attach THIS checklist as a cover sheet to your application.

Application form fully completed (all questions answered), dated and signed, indicating your personal mailing address, reliable phone contact, and your personal email address (if you agree to e-mail communications).

Original, valid passport for yourself, as well as a photocopy of the biodata page.

Family Information Form and Student Questionnaire (leaving no gaps).

Two passport photographs with a white background for yourself and each family member requesting a visa. The photographs should have your name printed on the back, dated and taken in the past 6 months.

Letter of Acceptance from your SPP educational institute in Canada stating unconditional admission, course title, duration of study, level of study, start date (multiple start dates, if applicable) and latest possible date of admission.

Use of a Representative form (IMM 5476) (if applicable)

IELTS test results taken within last 24 months with overall band not less than 6.0

Photocopy of the most recent diploma/leaving certificate, and most recent mark sheets (for entire program; consolidated mark sheets are NOT acceptable)

Copy of receipts for payment provided by the SPP institution (pre-payment of first term is strongly recommended)

Copy of an Educational Loan from an Indian Chartered Bank equivalent to at least 80% of tuition +living + travel expenses for one academic year (normally, first year’s tuition, unless already paid, plus $8000). See information on the next page for the list of acceptable banks.

Copy of medical examination form IMM1017 if you opted to undergo a medical examination before submitting your application