Gift deed - Proof of Financial Document

[viki.swami]

Hello,

I have a doubt in furnishing my POF
Actually I have two bank accounts in India. (1)One is basically for my day to day usage purpose and (2) one is for saving fund

But since there was a requirement of more fund for clc my father had lent me money and sent to my (1) account. But since all my saved funds were in (2) I had to do transfer funds from (1) to (2).

My question is if I prepare a gift deed for the sudden inflow from my father which details should I furnish because I don't intend to show (1) account to clc.

Transaction ref number varies in my father's account and in my (2) account.

Else how to prepare my gift deed with the above mentioned anamoly.

Can someone pls help with this ?

 

[santhkum90]

Hello,

I have a doubt in furnishing my POF
Actually I have two bank accounts in India. (1)One is basically for my day to day usage purpose and (2) one is for saving fund

But since there was a requirement of more fund for clc my father had lent me money and sent to my (1) account. But since all my saved funds were in (2) I had to do transfer funds from (1) to (2).

My question is if I prepare a gift deed for the sudden inflow from my father which details should I furnish because I don't intend to show (1) account to clc.

Transaction ref number varies in my father's account and in my (2) account.

Else how to prepare my gift deed with the above mentioned anamoly.

Can someone pls help with this ?

For showing gift deed, you have to mention account 1. There is no other way.

 

[viki.swami]

For showing gift deed, you have to mention account 1. There is no other way.

Hello @santhkum90,
Thank You for the reply. I have some loans and money from account 1 is being withdrawn every month towards the loan. If I show statement from account 1, CIC will see these withdrawals. Would having loans and mortgages negatively affect my application ? I would really appreciate your opinion on this.