Bro, I honestly feel you should not touch that amount. Try to manage for a few more months. They are very particular that the funds must not be borrowed, or belong to someone else. Now, if you deposit a huge amount out of the blue and then withdraw it after applying and then re-deposit it incase they ask, they are bound to beleive that you have borrowed it just for immigration purpose.
Visa officers know for a fact that a lot of people borrow loan, just to show proof of funds....just be careful..
On a lighter note, so you want withdraw frm bank to purchase CAR AND WIFE . lol, just quoting your typo bro