Hi dear mrdynamo,
Lipoma is a benign tumour....more than 60% normal population has this tumour. It will not harm u.
It is no harm if you remove it BUT
IN my personal opinion Dont do that , because All doctors of world know this is benign one and nothing to do with health at any stage of life.
its 100% sure you can not be refused on this ground.
If you remove it , one can think , may be it was something fishy, you will have tp produce its biopsy report from only shifa, Agha kan lab etc ........ or they may ask for specialized test.
So I would advice Relax......Dont even think about any kind of surgery for lipoma