Oo nga, i also used newly opened account which I opened on June 2014. I guess I need to get ready for my explanation.kaemeemanalo said:hi kitchie, we opened a new account under Time deposit June 2014 and nag pass kami ng app July 2014. so far ok ang PER ngayon nag ready na kung need pa additional documents. Plan namen Ipresent yung T4 for 2013 ng asawa ko and ITRs ko.