During your PR application process you have to maintain POF atleast 80 to 85% amount.
VO will ask in future for updated POF anytime during your application process (before or after medical).
Lack/Less amount of POF should be denied your application (this is the rules set by immigration body CIC not by any local VO).
total amount of POF for you and your dependents should be 100% at the time of landing in Canada is must "required" (that would be in CASH, Demand draft, travellers checks or Proof of canadian bank statement from your home country).
Whatever you wrote that middle class people borrowed money for POF etc but you must have to prove "that money" is yours.
OMM
VO will ask in future for updated POF anytime during your application process (before or after medical).
Lack/Less amount of POF should be denied your application (this is the rules set by immigration body CIC not by any local VO).
total amount of POF for you and your dependents should be 100% at the time of landing in Canada is must "required" (that would be in CASH, Demand draft, travellers checks or Proof of canadian bank statement from your home country).
Whatever you wrote that middle class people borrowed money for POF etc but you must have to prove "that money" is yours.
OMM