+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445
POF

Hi Rezas278.

You are right on quoting "ASSETS" from IMM 7000.
a) Assets
Indicate the total amount (in Canadian dollars) of fixed deposits, savings accounts, pensions, etc.

b) Liabilities
Indicate the total amount (in Canadian dollars) of real property mortgages and any other personal debts.

c) Total funds available for settlement in Canada
With consideration to your total assets and liabilities, indicate the total amount (in Canadian dollars) of unencumbered, transferable and available funds that you have for settlement in Canada.


I thought if I do not include the value of property through "Mortgage Statement" and giving only the liabilities on mortgage loan under liabilities, there is no place to indicate the equity of the house which is basically an asset. I satisfied myself that the word "etc.." in assets will include real estate equities.

I guess at this stage, what CIC wants to confirm is if you have sufficient unencumbered transferable and available funds in CA$ for initial settlement.

These are my personal views.
 
Re: Settlement of Funds ...

LHR-2147 said:
It would be odd if they consider mortgage while looking at liabilities but not take into account equity as part assets. That would mean most of us with mortgages would have minus assets even with big savings.

That was my contention. And that is why i included Real estate info under POF.
 
Bong said:
Hi GUYS
Has any one received communication from the london visa office for medicals and how long are we expected to wait?

Hi Bong, everyone :)

So what is the deal with LVO ?
Since it has been highly forseen that we shouldn't relay on them sending AOR, I am kind of anxious regarding the projected events. ::)
I have not yet submitted my PCCs, and this makes me even more irritated !!
Does this seem familiar to you guys? any one related to this "chicken-egg" paradox ???
 
Re: Settlement of Funds ...

Chinook said:
That was my contention. And that is why i included Real estate info under POF.

I did the same.
 
do you care to join a new thread concerning LVO ?
PLZ do
;) I have started the talk ..so keep the dice rolling

:) :) :) :) :) :) :) :)
 
stark said:
Dear forum members, please don't get angry on me for posting one more PCC related question, it's a real problem.

I went to police station for getting PCC in advance (received PER e-mail from CIC on 7 Aug and nothing after that from NDVO visa office) and they are asking me to provide the embassy letter showing PCC request. Since I will be moving to US on H1 visa, so I thought of doing it from India only instead of getting it done from US (which is very tedious process).
Does anybody on the forum able to get PCC done without Visa Office letter?

I hope the re-quoted link below might help!
http://www.canadavisa.com/canada-immigration-discussion-board/fsw-2013-applicants-timeline-lets-network-here-t146774.0.html;msg2382451#msg2382451
 
Hello guys....while showing proof of funds....I have shown it in Indian rupees.....do we need to show it in Canadian dollars
 
three star said:
Hello guys....while showing proof of funds....I have shown it in Indian rupees.....do we need to show it in Canadian dollars

Local currency is good enough, that is what I have shown.
 
Fact:

1. When i applied for 1112, my present address was Qatar and mailing address was Singapore.
2. I received my PER on July End and AOR on Aug end.
3. NOW, i am living in Canada (resignrped from emplueer & left Qatar early this month and started my MBA in Canada).


Questions:

1. Should in inform my status change (address, empluyment etc) by case specific enquiry?
2. My chosen visa office was/is Singapore. Will that be changed now?
3. CAN I STILL request my visa office to keep my mailing address as Singapore (I prefer) instead of my present address of Canada?


Thanks.
 
RP24 said:
But what if some of the required funds had been borrowed from someone at the time of application and returned later, but to meet the required mark the funds have again been deposited in the account in instalments over a small period of time. Would that be considered genuine?

RP you have to get a deed of gift agreement signed between you and the person you are taking the funds from and include it when submitting the Bank Statement to the Local Visa Office, my advise is for you to let it look like is a gift from the person and you will never return it (but between u and the person you know you are borrowing :D) else CIC will not accept that fund and your POF might face an outright rejection. Please read the directive on the kind of funds accepted for POF by CIC on their website...strictly no borrowed funds are allowed.
 
Re: Settlement of Funds ...

It is Not odd if you understand it from CIC perspective.. its fair :)

- You have a Real Estate (asset) whether mortgage or free/ full own, is of No worth for CIC because its nontransferable to CAD (if you get a PR and were to land in Canada).. unless you decide to Sell it off which is at your prerogative. What you want do with your immovable / non liquid assets is none of their business.

However, they would expect you to settle all your Mortgages'/ loans before you leave home country :) Foreclosure would require you settle in hard cash- liquidity !
Suppose, you stop paying EMI's after landing in Canada, your lenders will have to chase you down to Canada/ CIC :(

LHR-2147 said:
It would be odd if they consider mortgage while looking at liabilities but not take into account equity as part assets. That would mean most of us with mortgages would have minus assets even with big savings.

Chinook said:
That was my contention. And that is why i included Real estate info under POF.
 
Forum, apologies in advance ... I'm posting my views on Tania, fake engineers, india, humor etc etc..

As stated by @ Tania has no fake profile

--. I see below her Name the small flag icon.. which resemble 'Indian flag'

& there are more Tania in India than all the Tania's of world put together (by name - count source: Fcb search --> Find all people named "tania")

-- I see in profile Location : Egypt and in Application mentioned Vienna VO

& "all the violence and murders happening in which country" ? Egypt: military deployed on streets of Cairo, thousands of innocent lost their lives. (Sorry, Egyptian forum members for highlighting this). ( @ tania- are you following news from Egypt or another country, India? .. why - any interests there ?)

-- so "who is so running away" ? (India ? may be) --> Vienna --> Egypt --> Canada ( @ tania- pls add any other country, if I missed)
Is ko pakadnaa mushkil hi nahi na mumkin hai (source: Don - a Bollywood/ hindi flick !) 8)

Engineers from India (both fake & non fake ones).. you're struggling to runaway from 1 country, pls take class from @ Tania - the gypsy soul ! How to run away like a Don who is being chased by cops from 7 countries :P (tania ki paathshaala ya masti ki paathshaala !) :P (source: Aamir Khan's Bollywood/ hindi flick !)

and I like the term "Indian immigration service" .. if Vienna- ians (or any other country) can pump out 1+ billion babies from their v....'s, they can start their own immigration service and open a thread here.. after all CIC is equal opportunity :D :D

@ fake_engineer: " I Lik d way U typ dis " ;D rofl

Disclaimer: these are my own views, pls don't give me +1 / -1.. if you like it pls send me money, only CAD$ accepted- Did I ask for money ? sorry :(

Tania2013 said:
........................... I have no fake profile because where I come from we say all directly,so I suppose creating a fake profiles,cv-s,occupantions and fake all is apart of your culture cause you suspected this in me,and this even didn't come to my mind.

Tania2013 said:
....................... And second,this is forum for all immigrants and it looks like Indian immigration service. Sorry to see it must be very bad to live there if all of you are so running away,but you don't have a right to tell us what to do and what not to do.

Tania2013 said:
I understand now all the violence and murders happening in your country every day,i see why. Thanks for explanation.
 
DD2211 said:
hey you r from which city in Gujarat... I have applied in Ahmedabad but they asking for a letter from VO of PCC requirement.... So haven't sent with application...

you can show document checklist. I did the same and got the PCC from Surat within a week.
 
Hi Guys,

Do you know what date in June is CIC processing this week?
 
I had applied on my own



sreeramp said:
Good luck for your further process Have you applied on your own or through a consultant.