Dear rakeshtk,
I must differ with the opnion of your consultant. An applicant can't fix such amount for 1 year or even more time of earlier applicants. This is not what CIC is looking for. CIC is looking for if you have enough funds at the time your visa is being stamped. For many applicants, Visa Office didn't ask to resubmit the proof of funds and they considered the submitted one enough. It is pretty sure that they can't check your balance from your bank after the closing date you have submitted.
Therefore, I believe that an applicant can withdraw amount, use it for any personal purpose during the time of application process. Applicant has to be careful only if he/she is asked to resubmit the proof of funds. He/she must make sure that closing balance on the bank statement/certificate is equal to or more than the minimum funds required.
I must differ with the opnion of your consultant. An applicant can't fix such amount for 1 year or even more time of earlier applicants. This is not what CIC is looking for. CIC is looking for if you have enough funds at the time your visa is being stamped. For many applicants, Visa Office didn't ask to resubmit the proof of funds and they considered the submitted one enough. It is pretty sure that they can't check your balance from your bank after the closing date you have submitted.
Therefore, I believe that an applicant can withdraw amount, use it for any personal purpose during the time of application process. Applicant has to be careful only if he/she is asked to resubmit the proof of funds. He/she must make sure that closing balance on the bank statement/certificate is equal to or more than the minimum funds required.
rakeshtk said:I suggest you not withdraw more money than below your settlement fund. It will affect your visa processing if suppose NDVO ask you to submit the bank statement again. My consultant advised me the same so that I didnt touched that money. Becoz sbank statement will have the transaction details. If you withdraw and refill the account only at the time when they ask. They will be in the impression that you borrowed the money. THis is not permitted..