DISCLOSURE POLICY OF RESERVE BANK OF INDIA
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=2347#3
POF certification , or statement which you have got from the bank in India has to meet RBI norms.
The Reserve Bank of India (RBI) considers disclosure of information under the Right to Information (RTI) Act, 2005 as a very important responsibility and has a positive bias towards disclosure and increased transparency. The Bank has been proactively disseminating information, not only in compliance with the requirements of the Act, but also with the objective of achieving better corporate governance through greater transparency and accountability. It may, however, be stated that being the Central Bank of the country, in its roles as banker to the Government and banker to the banks, the RBI receives and holds a lot of sensitive information, the disclosure of which may not, at all times, be in the interest of the nation or serve public interest. Similarly, the RBI is also privy to personal information pertaining to its employees as well as other stake holders such as whistleblowers, complainants, etc., and disclosure of such personal information would not only compromise the privacy of the concerned individuals, but also, in some extreme cases may endanger their life/security. Such information is considered as exempt from disclosure under the provisions of RTI Act. A list of such information which cannot be disclosed either wholly or partially is furnished below. While compiling the list, it has been the Bank's endeavour to attain the objectives of the RTI Act, without jeopardizing the financial stability and economic interests of the State. It may also be noted that the list is only indicative and not exhaustive and is subject to review / revision. Each application received under the Act would be examined in the light of the provisions of the Act and any decision with respect to non-disclosure by the Bank will be supported by the relevant exemption provisions thereunder. The policy will be reviewed by the Bank by April 30, 2013.