FEES AND LOAN AMOUNT CONFUSION XPERT'S HELP NEEDED

[Xpert92]

Paying your 1st semster fee is +1 point in your case, before appying for study permit.

Good Luck!

 

[soberdeepak]

So Guri I think ur visa is already approved !! I mean I've heard if u get call for medical it's 99% that u get ur visa !!!

 

[thatsnandu]

Hi
its your wish if you having savings and dont want to take high amount of loan than you can take 80% loan and you can show 20% in your saving account.
If you not having savings than you can secure loan of19182cad or little more than it to be on safer side.

I hope you understand.....

Alright... I got it..!! Thanks a lot Guri..!!

 

[abhi.m]

HI
THANKS GURI DHILLON, NANDU AND OTHERS FOR GUIDING ME.

AS IT IS MENTIONED, IS IT 80% OF SECOND SEM FEES (5480)+ LIVING EXPENSES(9330) + TRAVEL EXPENSES(3000) = $17810 (TOTAL AMT TO BE SHOWN)

OR

80% OF 19182 WHICH IS $15345 (TOTAL AMT TO BE SHOWN IN LOAN)

ANYWAY LOOKING TO SECURE A PROPER, REAL LOAN FROM MY HOME TOWN BUT IAM NOT SURE IF I WILL BE ABLE TO SECURE THAT MUCH AMOUNT AS I AM DEPENDING ON ONLY 1 PROPERTY WORTH 15-16 LACKS.....ON THE OTHER HAND MY FATHER IS ALREADY RETIRED AND OTHER- HOUSE WIFE.
LETS SEE IF IT WORKS OUT, IF NOT I GOTTA FIND SOME AGENTS WHO CHARGE 1-2% TO PROVIDE ME WITH A PROPER LOAN LETTER( JUST FOR THE SAKE OF VISA).....

 

[abhi.m]

ALSO.....

IS IT A GOOD IDEA TO USE MY OWN SAVINGS MONEY FOR PAYING FEES AND ETC AND JUST USE A FAKE LOAN LETTER BY PAYIN COMISSION
OR
TO DEPOSIT THAT MONEY AS F.D AND AVAIL A LOAN ON THAT.
PLEASE JUSTIFY WHICH ONE IS BETTER.
AND
HOW MUCH % INTEREST DOES THE BANK CHARGE FROM US AND HOW MUCH % INTEREST IS PAID TO US FROM THE BANK ON OUR F.D'S..... AND ALSO HOW EARLY CAN WE DISSOLVE THE LOAN TAKEN ON FD?????

GUYS I KNOW THESE ARE TOO MANY QUESTIONS BUT PLEASE HELP ME OUT.....

THANK YOU!!!!!

 

[guri dhillon]

So Guri I think ur visa is already approved !! I mean I've heard if u get call for medical it's 99% that u get ur visa !!!

Hi
I dont think my visa is already approved but if we got medical calls it means 90% chances to get visa..thanks for showing confidence and i am waiting for some good news

 

[guri dhillon]

ALSO.....

IS IT A GOOD IDEA TO USE MY OWN SAVINGS MONEY FOR PAYING FEES AND ETC AND JUST USE A FAKE LOAN LETTER BY PAYIN COMISSION
OR
TO DEPOSIT THAT MONEY AS F.D AND AVAIL A LOAN ON THAT.
PLEASE JUSTIFY WHICH ONE IS BETTER.
AND
HOW MUCH % INTEREST DOES THE BANK CHARGE FROM US AND HOW MUCH % INTEREST IS PAID TO US FROM THE BANK ON OUR F.D'S..... AND ALSO HOW EARLY CAN WE DISSOLVE THE LOAN TAKEN ON FD?????

GUYS I KNOW THESE ARE TOO MANY QUESTIONS BUT PLEASE HELP ME OUT.....
THANK YOU!!!!!

Hi
its your choice how you want to pay fees ..if you have savings than pay fees from it and if not than from loan
Its depends on bank how much they charge so go and talk with banks try OBC
you can take laon against F.D and it again depends on bank that after how many days you can break your F.D
You have to take 80% of total
example

TUTION FEES - 16000 cad
living expenses - 10000cad
travel - 3000cad

TOTAL 29000cad * 54 = Rs1566000

and 80% of 1566000 i.e Rs1252800 lakh
Hope I am able to tell you...

 

[abhi.m]

HEY THANKS A LOT MAN >>>>> GURI , I WILL GO AROUND SOME BANKS TMRW.

ANY MORE REPLIES????? GUYS PLEASE......

 

[thatsnandu]

U need to also check if the banks will provide loans for the course in which u r admitted..!! Most of the banks, as i heard, are not giving loans for certificate courses..!! But dont worry, there are a few banks who do provide..!! If anyone cud update the names of few banks who provide loans for such courses, it will be helpful..!! Even am looking for it..!!

Nandu

 

[HBK]

its guir not GURU ;D :

HI,
Mymistake. sorry guri dhillon.

 

[guri dhillon]

HI,
Mymistake. sorry guri dhillon.

hi
there is my mistake also its guri not guir as wrote earlier

 

[HBK]

hi
there is my mistake also its guri not guir as wrote earlier

HI,
from your surname it looks like you are punjabi. right?
Anyway gujju(gujarati) and paji(punjabis) are rocks in canada. specially in vancoure.

 

[guri dhillon]

HI,
from your surname it looks like you are punjabi. right?
Anyway gujju(gujarati) and paji(punjabis) are rocks in canada. specially in vancoure.

ya bro we both will rock canada after our visa approval and i am going to burnaby ,vancouver wat about you ,can you shhare your profile.....?

 

[HBK]

ya bro we both will rock canada after our visa approval and i am going to burnaby ,vancouver wat about you ,can you shhare your profile.....?

HI,
woooooooooooooooooooooooo.
glad to know you too going B.C.
Me either toronto or camploose,B.C. still not decided for sept intake.

 

[guri dhillon]

HI,
woooooooooooooooooooooooo.
glad to know you too going B.C.
Me either toronto or camploose,B.C. still not decided for sept intake.

ok