My Credit card was charged on December 9, 2014 with regard to my application for Federal Skilled Worker received by CIC on August 27, 2014. According to my Bank, although the credit card was charged, no amount was claimed by CIC merchant bank. In the meantime, CIC attempted to charge the same credit card twice on December 19, 2014. According to my bank, attempts on December 19, 2014 could not succeed as the first charge on December 9, 2014 had already utilized 59% of the limit on my credit card.
Subsequently, Charge made on December 9, 2014 was reversed by the bank as per the bank policy, whereby limit is restored if the amount charged is not claimed by the merchant.
I have emailed to CIO a number of times, but no response, even after lapse of more than 30 days.
I fear that my application will be returned on the pretext of credit card declined.
What legal recourse I have at this point based on the fact that transaction on December 9, 2014 went through, but reversed as the amount was not claimed by CIC
Subsequently, Charge made on December 9, 2014 was reversed by the bank as per the bank policy, whereby limit is restored if the amount charged is not claimed by the merchant.
I have emailed to CIO a number of times, but no response, even after lapse of more than 30 days.
I fear that my application will be returned on the pretext of credit card declined.
What legal recourse I have at this point based on the fact that transaction on December 9, 2014 went through, but reversed as the amount was not claimed by CIC