Hi Tanaka,
Need your suggestion bro..I am not sure how I can prepare one proof of fund document, since the sources of fund are different.
1. I have 2 fixed deposits accounts- the one amounting approx. CAD 7500 was from 2014. The current balance of the account remains same as the principal amount through out the period because I withdraw interest quarterly. The other account amounting CAD 1600 was opened last year. The current balance is approx. 1700. In this account, I don't withdraw interest amount, so the interest is getting capitalized with principal quarterly, hence principal amount is increasing.
2. I have 2 other Deposit accounts...These are basically recurring deposit account wherein I deposit very small sum every month. The amount are same for each month.
3. I have a regular savings account in which currently I don't have much amount.But I will sell my shares and deposit the proceed in this account..The amount should be something around CAD 2000. So, the average balance will be way below $2000 now, not sure if it is a problem though. However, since it is a transaction account,I am planning to do hell lot of a transaction in this account so that my average balance after 2/3 months goes up. Not sure how can I prepare documentation to show the sale of shares, if required.
4. The significant amount of my fund lies in the form of provident fund balance. That's around CAD 11,000. The provident fund statement and the fund status can be provided only by HR department in my company.
5. I have some credit card liabilities too. Only the Card Department can give me the present status of outstanding liabilities and statement.
Now, all my funds, except the provident fund balance, is maintained with one branch in the bank where i work . The branch manager can give me a document showing all the accounts I have as per the format suggested in IRCC. But what about the provident fund balance? Although the provident fund balance is from the same bank,and I have the provident fund balance certificate and statement from HR department, Branch manager should not mention this amount along with other accounts I maintain at his branch. Because this is out of his authority and more importantly, he will not be able to give any data on my provident fund status if he was inquired about that. Same goes for Credit Card Liability too. Card department can give statement and information on my credit card, branch cannot.
What will I do now? How can I incorporate all my available funds and liabilities in one document?
Should I prepare one document for my deposit accounts, one for provident fund balance and one for Credit Card Liabilities;scan and merge all these docs and upload in one pdf file? Do u think this kind of merged document can confuse the immigration officer? and will it affect my application?
Also, is it required to upload account statements?
Thanks & Regards
mrzbd
