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Personal view and others can comment I dont see how having a loan on its own can show a tie to home country given someone could simply walk away from a loan and never return to home country.
 
Bs65 said:
Personal view and others can comment I dont see how having a loan on its own can show a tie to home country given someone could simply walk away from a loan and never return to home country.

I couldn't agree more with Bs65.