Dubai unpaid debt

[Indulgemee]

Hi

I have a question regarding unpaid debt in dubai.
I left dubai 7 months ago with an unpaid personal loan. My intention is to pay all the debt after few months because I do not have a secure job right now.
I just received my dubai PCC with no criminal record or anything mentioned about unpaid loan.
I got ITA and I am planning to apply for PR now. My question is that will this have any impact on my pr application as they are going to do the background and security check of all the countries I lived in. Maybe by that time dubai bank will file a police case against me.

Please advice

Thank you

 

[sid1987]

Hi

I have a question regarding unpaid debt in dubai.
I left dubai 7 months ago with an unpaid personal loan. My intention is to pay all the debt after few months because I do not have a secure job right now.
I just received my dubai PCC with no criminal record or anything mentioned about unpaid loan.
I got ITA and I am planning to apply for PR now. My question is that will this have any impact on my pr application as they are going to do the background and security check of all the countries I lived in. Maybe by that time dubai bank will file a police case against me.

Please advice

Thank you

In usa debt is not a criminal offence... in saudi eventually it is.. so it will catch up to sometime.. if not right now

 

[Indulgemee]

In usa debt is not a criminal offence... in saudi eventually it is.. so it will catch up to sometime.. if not right now

Thank you for your reply.
In dubai unpaid debt is a crime but I have got PCC from dubai with no criminal record.
My question is during the security check IF canadian immigration will find out that I have an unpaid debt and my bank filed a police case against me, will that have any impact on my PR application?

 

[sid1987]

Thank you for your reply.
In dubai unpaid debt is a crime but I have got PCC from dubai with no criminal record.
My question is during the security check IF canadian immigration will find out that I have an unpaid debt and my bank filed a police case against me, will that have any impact on my PR application?

They might might not... bec in ss they will do bg check

 

[tobs]

.
My question is during the security check IF canadian immigration will find out that I have an unpaid debt and my bank filed a police case against me, will that have any impact on my PR application?

Because you failed to mention any criminal case when you submitted your application, it will.
Try to pay off the debt as soon as you can so there'll be no records of it by the time your application is submitted.

 

[Indulgemee]

B

Because you failed to mention any criminal case when you submitted your application, it will.
Try to pay off the debt as soon as you can so there'll be no records of it by the time your application is submitted.

thanks for the reply.
But I have uploaded my dubai pcc which shows no criminal record. Would that not be enough as there is no police case against me. Maybe there will be a police case in the future.
Also does canadian immigration bother about an unpaid debt in other country? I means its not a crime in canadian law.

 

[tobs]

B

thanks for the reply.
But I have uploaded my dubai pcc which shows no criminal record. Would that not be enough as there is no police case against me. Maybe there will be a police case in the future.
Also does canadian immigration bother about an unpaid debt in other country? I means its not a crime in canadian law.

The issue is it isn't just criminality checks that are fine. There's a detailed background check that's also done after you submit your application. If during that time a criminal case has been lodged against you that wasn't mentioned by you, it could raise questions and possible get your application rejected irrespective of what your PCC says.

 

[Indulgemee]

The issue is it isn't just criminality checks that are fine. There's a detailed background check that's also done after you submit your application. If during that time a criminal case has been lodged against you that wasn't mentioned by you, it could raise questions and possible get your application rejected irrespective of what your PCC says.

Do you recommend me to mention this in LOE stating that I have an unpaid debt in UAE? And if I mention this will it still have an impact on my application?
The reason of not paying the debt now is because bank wants the full amount of money and bank is not willing to make an installment plan. My plan is that after I’ll get PR I will pay the full amount to the bank with the money I have in my settlement funds for canada as my brother lives in canada and I’ll stay with him so I wont be needing the money in Canada anyways.

 

[tobs]

Do you recommend me to mention this in LOE stating that I have an unpaid debt in UAE? And if I mention this will it still have an impact on my application?
The reason of not paying the debt now is because bank wants the full amount of money and bank is not willing to make an installment plan. My plan is that after I’ll get PR I will pay the full amount to the bank with the money I have in my settlement funds for canada as my brother lives in canada and I’ll stay with him so I wont be needing the money in Canada anyways.

Stating that you have an unpaid debt equal to the amount of settlement funds you need to apply for PR makes your case closed before it starts.
I can't advice you on what you need to do. But you're supposed to declare any loans or debts (in your bank letter) because they can find out and ask you about it.
Fyi, having a brother in Canada doesn't exempt you from proving that you have the exact POF required.
In summary, do what you think is best but ensure you know the risks associated with whatever decisions you take.

 

[Punjamkalkal]

The issue is it isn't just criminality checks that are fine. There's a detailed background check that's also done after you submit your application. If during that time a criminal case has been lodged against you that wasn't mentioned by you, it could raise questions and possible get your application rejected irrespective of what your PCC says.

Never heard about this one before. can u expand a bot on the topic? detailed background check conducted by whom and how?

 

[tobs]

Never heard about this one before. can u expand a bot on the topic? detailed background check conducted by whom and how?

Canadian boarder security and other Canadian security agencies.

 

[Punjamkalkal]

Canadian boarder security and other Canadian security agencies.

But i doubt these agencies track him after he clears criminality in his country of residence if he's an outland applicant

 

[tobs]

But i doubt these agencies track him after he clears criminality in his country of residence if he's an outland applicant

They can't if Dubai doesn't flag the case. (but it doesn't mean that the fact that the PCC is clear that there's no alert/flag, that's why the applicant has to make an informed decision to mention or not to mention it)

 

[Punjamkalkal]

They can't if Dubai doesn't flag the case. (but it doesn't mean that the fact that the PCC is clear that there's no alert/flag, that's why the applicant has to make an informed decision to mention or not to mention it)

Do you think if Dubai flags it, it would be enough if Dubai doesn't share info with Canada? As far as i know there are few countries that amhave partnered with Canada and to my knowledge Dubai isn't one of them.

 

[mohdfasiulrehman]

Hi

I have a question regarding unpaid debt in dubai.
I left dubai 7 months ago with an unpaid personal loan. My intention is to pay all the debt after few months because I do not have a secure job right now.
I just received my dubai PCC with no criminal record or anything mentioned about unpaid loan.
I got ITA and I am planning to apply for PR now. My question is that will this have any impact on my pr application as they are going to do the background and security check of all the countries I lived in. Maybe by that time dubai bank will file a police case against me.

Please advice

Thank you

hi i have same situation can you please let me know how to tackle it?