hey... you giving me much idea...... yes definitely i will start a new credit history again.... barrow money to the bank, pay minimum and after three to six months pay the full balance so that you can have a good credit history to start with... i hope this work as this work here in the US. right now i am thinking of what appliances i will get and give it to my sister just to make at least a break even with the lender. with my car as what you said bring back the key to the bank coz i know it is too much for your payment if you bring it to canada and aside from that there are alot of paper works to be done to much hassle on our part not unlike drop the key to the bank thats it no more problem....
and aside from that i am thinking of going to foreclosure so i can save more money to start in canada. and yes i will get amex/costco card but do you think there will be no problem with that, since you defaulted all your debts here in the US. creditors might see you doing some business in canada because you are using an amex issued credit card and can trace you where you located? just asking....