Salam sister, I don't know if you know this saying
YOU CAN LEAD A HORSE TO WATER BUT YOU CANNOT MAKE HIM DRINK IT
For goodness sake you and your hubby are like cared rats pardon my words but its both your basic rights to order CAIPS NOTES. This will give you both a clear idea where you stand. Allah points us all in the way of KNOWLEDGE but if we keep refusing the help that is offered Allah may one day say wake up and hear me what is wrong you don't hear my words for advise. I'm not Allah and ALLAH knows better but I think and feel when we see hear something that is good we feel oh this is the right way.
But you both keep bucking the system so how on earth will you both survive in Canada if you both can't make a decision that costs $5.00.
Get with the system as you both are crying and can't see the trees for the forest. May Allah help you and all of us
IN SHA ALLAH...............