I suggest you start your own thread and share your full profile - your age, your past academic history, your GPA, your intended program in Canada and in what DLI, your work experience if any, the amount of money you showed and whose money it is etc.
I know it's difficult to accept a refusal, but don't let it ruin you or negatively affect your mental health so much. There's more to life than studying abroad.
it's not that easy for me as my family is discussing my future (started looking for a girl for my marriage) but i am not ready for it yet, first i want to get financially stable on my own.
Thing is.... you either need to have money, or if not then good grades so that you can get a scholarship into a research program... not having both is a problem. Collateral is not helpful. They want to see cash on hand in your bank account.
Suggest you study for the GRE/GMAT and apply for an MBA/specialized master's program. They will negate your GPA if you have a high GMAT and give you scholarship money.
Will education loan on that collateral only wont help? I mean if that loan covers tuition and GIC, but they will be disbursed to college directly not my account.
With 6 years of experience as a Data Scientist, applying for a PGD at a college will likely earn you a refusal. Your best best is a Master's degree, preferably at a public DLI.
I was a Software Engineer till a year back. I have been working as SDS for last 10 months. I was preferring Masters, but low graduation marks is making it difficult, hence only option left was PGD. You think that going for programs like Big Data Analytics might be better in my case?
