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Can sibling take out loan and then gift deed it for me?

Fabiog

Hero Member
Mar 22, 2017
406
58
hello,
I wanted to ask if it sounds reasonable if a sibling who is working on contract can take out a personal loan at her bank account and then transfer the amount to my account as a gift deed to pay for my student visa POF? or rather she should transfer it first to my parents account and they gift deed me instead?