Dear Mr.Irfan
It's one of the main requirement of CIC to have sufficient funds in your account which solely belongs to you .You are not supposed to deceive the Immigration Authorities by borrowing funds for short period of time until you get visa and then return back.
Are you allowed to borrow a Degree or IELTS result to present in front of Immigration Officer,that's not belongs to you ?..NO WAY,,,,, Same thing with funds. If you don't have funds don't apply now .Work hard ,do overtime ,make money legally up to required amount and then apply
Do you believe on honesty?
It is impossible to achieve long-term change without being honest to yourself. A lie may solve a present problem, but it has no future. Here is an example
http://www.canadavisa.com/canada-immigration-discussion-board/possible-consequences-for-obtaining-citizenship-on-false-documents-t61298.0.html
Honesty may be a simple policy but it is not easy! There are positive and negative effects to being honest. It is often the negative effects of being honest that prevent us from stepping out in this noble quest. Here are some of the negative effects of being honest; rejection, isolation, hostility, animosity and hurt feelings but the benefits are worth full as Honesty develops peace of mind , is the first step to the right way of living, develops trust and is the only way to recover.
I request the forum members not to encourage this kind of situation which is totally illegal. Dont track them to the imitation ways.
Thank You