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borrowing from banks

samdxb

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Jun 13, 2009
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noo..it should be unencumbered funds...your own.
 

target2009match

Star Member
Dec 18, 2008
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Hi ,can u tell all of us what is funny here Rao?if anyone asked question ,it is on the base of their own approach ,i hope u understand thanks and takecare
 

Ra00

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May 29, 2009
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target2009match said:
Hi ,can u tell all of us what is funny here Rao?if anyone asked question ,it is on the base of their own approach ,i hope u understand thanks and takecare
Infact this question has been asked in air without knowing realities.i guess our friend at9459 has just tried to put smile on our depressed faces.

1. first of all it is not an easy task to get loan from banks without property/business or handsome salary
2. secondly if you are making money cad$2000 per month in pakistan even then you can approve loan of hardly cad$4000 with high interest rate
3.Third this is clearly mis-representation and if CHC have come to know that------
 

mahharrouf

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Jan 23, 2009
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There was one post where a Applicant from USA has had credit from banks, he indicated it was too much , he applied and got approved, cic even didnt look in his credits etc. Its confused situation, if cic tells, don't taake borrow thats they are suppose to gonna check your bank history too, but I am not sure. Maybe its just in case of USA where soocial security and etc makes harded for checking credit history without willing of appplicant.
 

Ra00

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May 29, 2009
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i must say don't rely on posts in case of serious issue. i can show you one post where a person has claimed that CHC award him 22 points for 15 year of education
 

S.K

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May 29, 2009
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Ra00 said:
i must say don't rely on posts in case of serious issue. i can show you one post where a person has claimed that CHC award him 22 points for 15 year of education
What is wrong with that post... 15 years of education can give you 22 points
 

Ra00

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May 29, 2009
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in Pakistan there is no concept of 15 year of full time education. if he has done 3 or4 year of bachelor after intermediate even then he will be awarded 20 points.
 

BobbyB

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Feb 10, 2009
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Ra00 said:
i must say don't rely on posts in case of serious issue. i can show you one post where a person has claimed that CHC award him 22 points for 15 year of education

If you have 15 years or more of Education and have a 3 year Diploma, you get 22 points period, no discussion about it.

If you have 14 to 16 years of Education and have a Bachelor's degree, you get 20 Points, no discussion about it too.



http://www.cic.gc.ca/english/immigrate/skilled/assess/Education.asp
 

at9459

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May 30, 2009
244
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at9459 said:
funds- it states one cannot borrow from a person,but can one borrow from bank?
please advise
personal loan = cad$20000 is available ,then should that be taken
 

BobbyB

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Feb 10, 2009
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at9459 said:
funds- it states one cannot borrow from a person,but can one borrow from bank?
please advise


http://www.cic.gc.ca/english/immigrate/skilled/funds.asp
 

shahzad0786

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Dec 30, 2009
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i think they just want our statement that i did not take a loan,i do not think they can refuse your visa on the basis that you bad credits
 

SISH7255

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Nov 19, 2009
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at9459 said:
personal loan = cad$20000 is available ,then should that be taken
If you go through the CIC gidelines, it clearly says that the funds should not be borrowed.( May be from a frind or from a bank). Thats it.

If large chunk of money is deposited at the time of taking the statement, you have to show the source of that money. When you indicate that it is borrowed from the bank, your applcation will be rejected right away.

Show your own money