Bisdak for Canada!!!!

[lola_basyang]

nabisi ang isa ka bisdak sa payag! pero niabot na!

ganahan kaayo ko kay great buys jud ko sa ukay, waterproof winter coats for P50, naa pud P30

pwede na jud larga! pero wla pa man ang visa..............

asa ka naka palit ana? ddto ko sa carbon naka palit ko tag 300 man ako palit sa winter clothes. hahaha pero naa pd ko napalit 150.. hahaha lingaw kayu ko. kay nindot kayu tan.awn.. hahaha

 

[ice_man]

Hi all, especially sa akong mga batch diri (u knew who u are )

taas2x naman ni nga conversation diri oi ehehe 50 pages naman as of December 13, 2010.

re: sa POF akong plan baya jud kay cash amo dalhon!!! naa diay lain way? hehehe but nahan man sad gud kog cash kay dali ra ug gasto hahaha murag dili inutang.... basta when whe're there mag tourista usa tag mga pila ka weeks oi hehehe...

at marharlika. yup na busy jud tawon ko sa kasal oi, ehehe kuyawan pod gamay... and nag talk napod me ako manager ug head HR ganha, ni sugot sila to give me 'indefinite leave' but 1 month ra ang with pay ana para daw maka dawat pakog midyear hehe...

nag hinay2x nasad kog pamaligya ug mga photgraphy gears pang dugang sa budget. guys ug naa moy mga event diha pohon sa canada contaca ko ninyu ha? hehe ako ng sideline, i can give you 'philippine rate' nga price hehehe plus pwede sad ko manag-an (fortune teller)

 

[lola_basyang]

Hi all, especially sa akong mga batch diri (u knew who u are )

taas2x naman ni nga conversation diri oi ehehe 50 pages naman as of December 13, 2010.

re: sa POF akong plan baya jud kay cash amo dalhon!!! naa diay lain way? hehehe but nahan man sad gud kog cash kay dali ra ug gasto hahaha murag dili inutang.... basta when whe're there mag tourista usa tag mga pila ka weeks oi hehehe...

at marharlika. yup na busy jud tawon ko sa kasal oi, ehehe kuyawan pod gamay... and nag talk napod me ako manager ug head HR ganha, ni sugot sila to give me 'indefinite leave' but 1 month ra ang with pay ana para daw maka dawat pakog midyear hehe...

nag hinay2x nasad kog pamaligya ug mga photgraphy gears pang dugang sa budget. guys ug naa moy mga event diha pohon sa canada contaca ko ninyu ha? hehe ako ng sideline, i can give you 'philippine rate' nga price hehehe plus pwede sad ko manag-an (fortune teller)

hahaha... nang raket naman si ice man! hahaha pero nice. at least... pwed man daw half kay cash then ang other half kay travelers cheque or bank draft... basta ayaw lang jd lapasa imong cash ug 10k cad. kay ma question ka ana...

 

[maharlika]

ice_man,

maau ky ok imo hr...amo ni believer ky ipa exhaust amo leave credits, unya ky gamay ra man me ug tinigum nga leave creidts ky absenot man pod ;D ;D ;D ;D ;D maghilak man ang buwan ug way sick leave...mao na ni ron... ??? ??? ??? ??? ???

wala pa me idea ug pila jud ug exactly amo leave credits, pero for sure d jud lapas sa 6 mos... so while ga exhaust me sa leave credits mag sweldo pa me, pero pabilinon na me daan ug resignation letter nga mo take effect immediately after mahurot amo leave....unsa kaha ni, ok ra kaha? dili ra kaha ni injustice para sa amoa nga pwede man unta mag indifinite leave d ba?

ice, kana imo indifinite leave unsa man imo e support ana?

kinsa may naay bulawanong hunahuna dha bahin ani beh? ako hubby ky lispu man, gusto nko mag indifinte cya bsan ako dili na lang ky 99% sure naman ko nga dili na mobalik :-* :-* :-* :-* :-*

gtambagan ako hubby sa ila hr bale nga mag vacation leave lang, unya ky 60 days ra bya pod ang ihatag.. :-[ :-[ :-[ :-[ :-[ :-[ :-[ :-[ kadyot ra man kaau na oi, d kabawi sa plete


ang pof, pwede man nga cash imo dad on tanan pero e declare jud ky aron dili ka madakpan, bsan ug bank draft or manager's check...hisgutan man pod ni sa PDOS noon...

MAAUNG PinASKOhan SA TANAN !!!!!!!!

 

[believer]

korek jud maharlika. kay wala na jud ta balikan work dri pinas

nanawagan ko ni Lolabasyang.... lola, karong february naman ka larga no? asa na bank man ka mopalit bankdraft? den asa man pod ta magpa-change ug dollar? last week of february pod ko larga, pohon malooy ang ginoo..

salamat kaau

 

[lola_basyang]

korek jud maharlika. kay wala na jud ta balikan work dri pinas

nanawagan ko ni Lolabasyang.... lola, karong february naman ka larga no? asa na bank man ka mopalit bankdraft? den asa man pod ta magpa-change ug dollar? last week of february pod ko larga, pohon malooy ang ginoo..

salamat kaau

ani.a nako believer.. actually third week of january ko mo larga... ako sugaton ang winter sa canada. kay ngilngig man kunohay ko... hahaha di bitaw.. gipa larga nako asap sa akong papa gud. anyway sa peso to dollar kay mangita pako inig january ug kana dako ug exchange rate.. then ang bank draft sa BPI ramn ko ana sa ako existing account...

 

[tiago86]

hello!
Congratulations! we are now on waiting for PPR hopefully we can leave next year,we will be in ontario.how about you?

 

[jho111]

ayo, yoh hoo!! mingaw man.. nagpraktis siguro ug panaygon mga bisdak para kontest, dako.dako gyud nig premyo karon da..

Ako na baya unta ning tulumanon ang mohapit ug basa sa inyong mga sugilanon dinhi kay makagaan sa bug.at nga gibati..
hala ay bcin ako nlang nagtikaw tikaw dinhi, hahaha

Maayong Pasko mga Bisdak! ;D ;D ;D ;D
May all ur wishes come true....

 

[isysy]

start ta bag-o topic.

one thing i've noticed here sa forum is the ukay-ukay nga winter clothes.
based on my experience, we used the ukay-ukay for a couple of weeks lang pag abot namo. we came here mid august and we were able to use it only until mid october.

after mid october, kadto nang winter clothes nga duna fleece nga among gi palit sa Cebu.

after mid November, its really not sufficient enough so I got a new one and its a goose down winter jacket. mura sya ug bubble jacket nga duna goose feathers sa sulod. its nice and comfy. but lately, early December, nag kulang ra, so i now have a fleece inside it.

im not sure if there's some jacket in ukay-ukay nga maka parehas ana. We did bring our ukay-ukay we bought in Cebu when we went to China (Great Wall) nga ga -1 didto, I'm not regretting bringing it here in Canada kay it served its purpose, but now, i think i have to let it go kay it will occupy space in the room. Daghan mi gi dala.. I have 3 and my wife have 4... ukay ukay gani... the more you buy, the more nimo ma hangyo.

my point is about the ukay-ukay... i strongly suggest nga you limit it to 1 or 2 pieces and allocate money to buy the right jackets when you come especially those coming between the months October to April.

And shoes... of all things don't forget the winter boots. it must be insulated, waterproof and the sole must have a good grip para dili ma slide... Just this morning before coming to office, my shoes was covered was snow. I could imagine if I was wearing my rubber shoes. it will surely wet my socks and my feet, will be too cold for me to walk. for the girls here, take note about "Ugg" shoes, its probably the most expensive shoe you'll ever buy, but its effective.

winter shoes is bulky but comfy sya if maglakaw ka sa gawas, inside the office I have another shoe here sa drawer, i change when im here. here in Edmonton, there's this store "Shoe Warehouse" nga grabe mag sale. I bought a leather shoes in Cebu for 800 pesos from ayala when i went to a business trip in Singapore, I gave it away during our garage sale, but I ended up replacing it here with a $13 shoe, mas nindot pa

and those that are fashionista, the scarf

anyways... changing the way you wear clothes in Canada will soon change... not only with winter stuff but your fashion "wants" nga dili ma afford sa pinas.

Levis/Guess nga jeans , Gap is more affordable , Coach nga bag (dha mura tag 50K, diri kay duna baya less than $500), Lululemon (sa mga chix diri, lululemon, take note, one of the best active wear, ga every week na akong wife didto wala na dha sa pinas)

not only clothes but also gadgets... well, blackberry, iphone4, mac book, branded nga computer, SLR, where 50" HDTV is an ordinary thing nga mapalit nimo sa warehouse... you'll end up having more wireless devices in your household than the number of souls in there. :

im not saying nga kailangan jud ni sila tanan, but if you have that lifestyle or want to try that lifestyle (at least once in your lifetime), you can once you're here in Canada. but of course, don't keep this lifestyle, its addicting and financially consuming. These are just material things that can easily go away.

one of the stories i've heard here is the frustration about having financial difficulties is when people invest in town houses, having there own detach house with 3 bedroom, basement and 2 car garage... most stories i've heard is that the husband and wife must have full time work, otherwise, one of them ends up doing a lot of overtime that it affects relationship with the family members... that's something more nga angay i kabalaka, actually.

anyways too much rant... im just waiting until i copy some virtual machines here. its almost done, so got to get back to work now.

feel free to feedback any opinion.

 

[lola_basyang]

start ta bag-o topic.

one thing i've noticed here sa forum is the ukay-ukay nga winter clothes.
based on my experience, we used the ukay-ukay for a couple of weeks lang pag abot namo. we came here mid august and we were able to use it only until mid october.

after mid october, kadto nang winter clothes nga duna fleece nga among gi palit sa Cebu.

after mid November, its really not sufficient enough so I got a new one and its a goose down winter jacket. mura sya ug bubble jacket nga duna goose feathers sa sulod. its nice and comfy. but lately, early December, nag kulang ra, so i now have a fleece inside it.

im not sure if there's some jacket in ukay-ukay nga maka parehas ana. We did bring our ukay-ukay we bought in Cebu when we went to China (Great Wall) nga ga -1 didto, I'm not regretting bringing it here in Canada kay it served its purpose, but now, i think i have to let it go kay it will occupy space in the room. Daghan mi gi dala.. I have 3 and my wife have 4... ukay ukay gani... the more you buy, the more nimo ma hangyo.

my point is about the ukay-ukay... i strongly suggest nga you limit it to 1 or 2 pieces and allocate money to buy the right jackets when you come especially those coming between the months October to April.

And shoes... of all things don't forget the winter boots. it must be insulated, waterproof and the sole must have a good grip para dili ma slide... Just this morning before coming to office, my shoes was covered was snow. I could imagine if I was wearing my rubber shoes. it will surely wet my socks and my feet, will be too cold for me to walk. for the girls here, take note about "Ugg" shoes, its probably the most expensive shoe you'll ever buy, but its effective.

winter shoes is bulky but comfy sya if maglakaw ka sa gawas, inside the office I have another shoe here sa drawer, i change when im here. here in Edmonton, there's this store "Shoe Warehouse" nga grabe mag sale. I bought a leather shoes in Cebu for 800 pesos from ayala when i went to a business trip in Singapore, I gave it away during our garage sale, but I ended up replacing it here with a $13 shoe, mas nindot pa

and those that are fashionista, the scarf

anyways... changing the way you wear clothes in Canada will soon change... not only with winter stuff but your fashion "wants" nga dili ma afford sa pinas.

Levis/Guess nga jeans , Gap is more affordable , Coach nga bag (dha mura tag 50K, diri kay duna baya less than $500), Lululemon (sa mga chix diri, lululemon, take note, one of the best active wear, ga every week na akong wife didto wala na dha sa pinas)

not only clothes but also gadgets... well, blackberry, iphone4, mac book, branded nga computer, SLR, where 50" HDTV is an ordinary thing nga mapalit nimo sa warehouse... you'll end up having more wireless devices in your household than the number of souls in there. :

im not saying nga kailangan jud ni sila tanan, but if you have that lifestyle or want to try that lifestyle (at least once in your lifetime), you can once you're here in Canada. but of course, don't keep this lifestyle, its addicting and financially consuming. These are just material things that can easily go away.

one of the stories i've heard here is the frustration about having financial difficulties is when people invest in town houses, having there own detach house with 3 bedroom, basement and 2 car garage... most stories i've heard is that the husband and wife must have full time work, otherwise, one of them ends up doing a lot of overtime that it affects relationship with the family members... that's something more nga angay i kabalaka, actually.

anyways too much rant... im just waiting until i copy some virtual machines here. its almost done, so got to get back to work now.

feel free to feedback any opinion.

very helpful indeed...

naka palit na raba ko ug winter clothes, naka palit ko mga 5 kabouk. hahaha pero kana sila kay para nana layering... about sa shoes, ambot lang wala man mapalit dire gud. so probably anha nako palit diha... you didn't mention gloves... meaning wala ka nag gamit?

sa fashion, dili ko ka relate ana, wala man ko paki ana. hahaha

pero sa gadgets. mao na diha akong nahan. hehehe, must get na nako IP4, ug dslr... naa naman ko laptop dire. so oki nako. good to go nako ana. hahaha

pero, ang ako concern is, mabayran raba jd ang kana na mga butang? bisan pa like sure man jd ko mag survival job man jd ko diba... either, waiter, barista, putos sa grocery.. mao man jd na ako plan for the first quarter nako diha... hehehe

 

[silverfox]

start ta bag-o topic.

one thing i've noticed here sa forum is the ukay-ukay nga winter clothes.
based on my experience, we used the ukay-ukay for a couple of weeks lang pag abot namo. we came here mid august and we were able to use it only until mid october.

after mid october, kadto nang winter clothes nga duna fleece nga among gi palit sa Cebu.

after mid November, its really not sufficient enough so I got a new one and its a goose down winter jacket. mura sya ug bubble jacket nga duna goose feathers sa sulod. its nice and comfy. but lately, early December, nag kulang ra, so i now have a fleece inside it.

im not sure if there's some jacket in ukay-ukay nga maka parehas ana. We did bring our ukay-ukay we bought in Cebu when we went to China (Great Wall) nga ga -1 didto, I'm not regretting bringing it here in Canada kay it served its purpose, but now, i think i have to let it go kay it will occupy space in the room. Daghan mi gi dala.. I have 3 and my wife have 4... ukay ukay gani... the more you buy, the more nimo ma hangyo.

my point is about the ukay-ukay... i strongly suggest nga you limit it to 1 or 2 pieces and allocate money to buy the right jackets when you come especially those coming between the months October to April.

And shoes... of all things don't forget the winter boots. it must be insulated, waterproof and the sole must have a good grip para dili ma slide... Just this morning before coming to office, my shoes was covered was snow. I could imagine if I was wearing my rubber shoes. it will surely wet my socks and my feet, will be too cold for me to walk. for the girls here, take note about "Ugg" shoes, its probably the most expensive shoe you'll ever buy, but its effective.

winter shoes is bulky but comfy sya if maglakaw ka sa gawas, inside the office I have another shoe here sa drawer, i change when im here. here in Edmonton, there's this store "Shoe Warehouse" nga grabe mag sale. I bought a leather shoes in Cebu for 800 pesos from ayala when i went to a business trip in Singapore, I gave it away during our garage sale, but I ended up replacing it here with a $13 shoe, mas nindot pa

and those that are fashionista, the scarf

anyways... changing the way you wear clothes in Canada will soon change... not only with winter stuff but your fashion "wants" nga dili ma afford sa pinas.

Levis/Guess nga jeans , Gap is more affordable , Coach nga bag (dha mura tag 50K, diri kay duna baya less than $500), Lululemon (sa mga chix diri, lululemon, take note, one of the best active wear, ga every week na akong wife didto wala na dha sa pinas)

not only clothes but also gadgets... well, blackberry, iphone4, mac book, branded nga computer, SLR, where 50" HDTV is an ordinary thing nga mapalit nimo sa warehouse... you'll end up having more wireless devices in your household than the number of souls in there. :

im not saying nga kailangan jud ni sila tanan, but if you have that lifestyle or want to try that lifestyle (at least once in your lifetime), you can once you're here in Canada. but of course, don't keep this lifestyle, its addicting and financially consuming. These are just material things that can easily go away.

one of the stories i've heard here is the frustration about having financial difficulties is when people invest in town houses, having there own detach house with 3 bedroom, basement and 2 car garage... most stories i've heard is that the husband and wife must have full time work, otherwise, one of them ends up doing a lot of overtime that it affects relationship with the family members... that's something more nga angay i kabalaka, actually.

anyways too much rant... im just waiting until i copy some virtual machines here. its almost done, so got to get back to work now.

feel free to feedback any opinion.

Thank you so much for your post, isysy. Truly it's very relevant and helpful for us, especially for me who's preparing to land (by May pa naman. Excited lang masyado.)

Anyway, just wanted to share also what I'm trying to do re: winter clothes & accessories. What I did, I asked my relatives (aunts & cousins) sa US and UK for their old and unused winter clothes. So saka na lang ako pupunta sa ukay-ukay to look for necessary stuff na wala dun sa ibibigay nila. So far, I received a long wool coat, a leather jacket, and 2 more winter blazers. And more pledged clothes to come via balikbayan box. Hirap lang talaga maghanap nga boots dito, kasi yung mga nakita ko so far, parang di kakayanin yung weather dun. Any suggestion for good winter boots yet affordable?

Thanks!

 

[maharlika]

isysy,

nindot kaau imo gpost, another best ideas para namo dri, well...u mentioned about pinuy anan...so, mas maau ba ug mas barato kung apartments or condos ang ato rentahan for starters and eventually e invest thru rent to own kaysa house? kung for example, ang kitaon at the start is 17cd per hour, working for 40hrs a week, both hubby and wifey...is this enough to rent an apartment? also enough to sustain na ba ni sa uban nga needs and some wants?

kana ba ato makita sa web nga apartments for rent, realistic ba na ila mga posts dha? or naa pod cheaper sa actual jud dha?

thanks a lot...

 

[kimwayne]

start ta bag-o topic.

Ang galing mo tlaga Idol,as i said,observer ra gyud ko dre.Makalingaw man ug daghan ko mahibal-an.Sa tanan mga bisdak,daghan salamat ug please continue to share your thoughts and experience.Bahala audience ko,lingaw man kaayo.

;D ;D ;D ;D ;D ;D

 

[ice_man]

isysy... bro, you talk about shoes, unsa na shoes for men imu ika recommend nga naa ra diri sa pinas? will merrel do? they have waterprof man... also asked unta ko dili naba kaayu na tugnaw ang april? kay mao mana amo target gud nga landing date

 

[isysy]

@maharlika: im not sure about "rent-to-own" if there's any here. but what is clear to me is most of the condo/townhouses require a good credit history and 20% downpayment and between 1,500-1,700 per month ang mortgage (depended jud pila ka years)... estimate nako ana is 15 years nang 1700. Depende pud sa proximity sa center sa City and the real estate value sa place in general.

the rule of thumb daw sa sweldo to get the annual rate is multiply the hourly rate twice and then multiply it with 1,000... so in your example nga 17cd per hour x 2 = $34 and $34 x 1,000 = $34,000 annual for one person. then i times two na nato (sa imong bana), that would result to $68,000 per year for both of you. Let's say tax is approx 32% (Alberta) = 21,700+ so imong take home sa inyo duha is around 46,240.. in short, maka afford miski tag 1,700 per month pa nga mortgage, but if duna isa ninyo mawad-an ug trabaho... simbako... then pusibli nga ma tabla... simbako lang.

so kanang sa mga website nga apartment kay true pud nah... but of course mahangyo jud nah. and others require to do some background check particularly nga manawag sila sa inyo previous landlord dha sa pinas (if you have one) or depende ra na sa sabot2x. in our case, nanawag sila sa akong previous landlord sa Cebu, good thing is that mistiso insik pud (like me hahahah) so dali ra kaayo namo na sabot and he's a talker.

security deposit sa apartment pud kay one month rent... so its One month deposit, One month rent.

ako, i ended up renting an apartment duol sa office (4 blocks for me) and ~30 meters from my wife's office, and it includes heat, water, electricity, stove, ref, dishwasher, carpet, vertical blinds and the best view you could ever imagine

anyways, we ended up saving a lot coz I can go home for lunch on summer and we dont need to spend on bus passes, which is diri is tag 82cd per month per person. Also in some ways... we're cheating our first winter. excited nako kay next week shopping galore sa mga gamit sa balay, furnitures, kitchen!!! etc! boxing day nah inig 26th and duna ko migo nga maka hatag ug discount sa The Brick (furniture warehouse) nya ang grasya kay mu sulod na ining 23rd sa gabii! Merry Christmas jud mi ani!!!