Best Plan for Super Visa Health Coverage

[longest_wait]

Hi All,

I've been surfing through some health insurance borker sites and finding a little bit of difficulty finding out if there is any offering coverage for non-emergency doctor visits.

I'd like for my parent to get checked by a doctor while in Canada but wondering if it'll be covered since it's not categorised as emergency.

Please help with your advice and experience.

Thank you in advance.

 

[scylla]

No - the check up will not be covered by regular travel insurance. Only emergency care is covered. You will have to pay for the check-up out of your own pocket.

There is insurance you can purchase that may partially cover regular check ups. However it is extremely expensive and you will be better off paying for non-emergency care out of your own pocket.

 

[goldenbrown]

It's would be best if they can go through a check up while in their home country- it's might be cheaper or covered with a government plan at home. Plus if you they are going through the whole Super Visa process they will have a medical check up before they apply.

If you want to have them checked in Canada a simple check up will not be expensive- $50 - $100 per visit, so it shouldn't be a burden. Insurance as was previously mentioned is designed for emergency situations. Some companies such as TIC will cover some check ups but it's priced higher than other companies. You can take a look and compare different companies at the following address:

<a href=https://arbetovinsurance.com/supervisamedicalinsurance/>Super Visa Insurance Policies</a>

 

[Petermiyuki]

Hi longest_wait.

I agree to scylla and goldenbrown. It's best to do a check up in their home country.
In general, travel insurance for visitors are to cover emergency medical. Some plans have coverage for regular check-ups such as physical exam, vaccines, and eye exams. However, those benefits are available only after 6-9 months of policy being effective(that means your parent needs to purchase nearly 12 months coverage up front). It's called "Impatriate Plan" and should be under 69 years old. If your parent stays in Canada for a year, then Impatriate Plan can be another option. It depends how long your parent stays in Canada and how old s/he is.
There's one more to consider. Assume that your parent go through a physical exam in Canada, and what if if doc finds something that requires treatment? Most insurance plans don't cover medical expenses unless it's emergency. From this perspective, having check-up in their home country is the best option.

If you need more information about travel insurance, contact info@biis.ca Thank-you.