Bank statment : for funds only or salary also

[shahe1]

Agreed. My experience is the same, so I suggest providing it upfront if you can.

i am using bank statement as sowing proof of salary, ow many months of bank statements do i need to sow
for the whole period or only few months

 

[shahe1]

Only minimum pof matters. It is no where stated that it has to be your salary account. Having said that, showing your salary account will ascertain the fact that you have a job and your are being paid for that. It wouldnt hurt showing the salary account. It will only speed up your process.

 

[shahe1]

No.. Not necessary. CIC needs to see if you have access to liquid funds that are unencumbered. If the source of funds that you are showing is from a loan (a personal loan for example) then there is possibility of rejection. However if the loan in question is something like a Home loan or car loan then I do not think it should lead to a rejection as there is also a corresponding asset that is linked to the loan.

I myself had a personal loan reflected in my account. I showed additional funds as savings that would leave me with enough funds to cross CICs requirements even if the personal loan amount is deducted. Yet to see if that works out in my favour.

i am using bank statement as sowing proof of salary, ow many months of bank statements do i need to sow
for the whole period or only few months..>>