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Apply for SuperVisa after Visitor visa rejection

dbss

Champion Member
Jun 22, 2012
1,088
43
Hi everyone

I am asking this question of behalf of a friend.

He is a PR of Canada and had invited his mother on a visitor visa. File was sent to CIC Consulate Chandigarh and they rejected saying insufficient funds. My friend showed around $32k in total ($12k cash, $10k RRSP and $9k pension plan) and is employed here in Canada full time (monthly gets around $4k without taxes).
His mother showed around $15k ($4k cash and $11k RRSP equivalent), a plot deed and is doing govt job (monthly gets around $600). I think his mother get's his father's pension as well (around $300) but I am not sure if it was included.
Although my friend said in notarized affidavit that he will bear all expenses, VO thought otherwise and rejected the visa saying insufficient funds.

Question: Should his mother apply again with SuperVisa this time or Visitor Visa (if pension was not shown) or is it better to wait and apply next year summer?
His main concern is that he will be filing for her PR hopefully this year and does not want the visa to be rejected second time saying insufficient ties or SuperVisa will also probably be rejected given the insufficient funds clause.

Your help is appreciated.
 

Bryanna

VIP Member
Sep 8, 2014
14,136
3,122
Hi,

First off, I would not always put the *actual* refusal reason to what's stated in the refusal letter. It could be another reason that's tied-in to the refusal reason stated.

Based on your post, the finances shown by your friend's mom seem to be adequate. I assume you mean locked-in RRSPs like EPF or PPF. If she has FDs/RDs type of investments then it is incorrect to call these as RRSPs.

So please give a break-up of her investments, including what's locked-in + how much is liquid finance/can be liquidated and accessed, if required.


Was any of this money borrowed whether for the bank balance or the *RRSPs*?
Do the finances shown match her income or has your friend transferred some money?
2 years ITRs?
Her employment letter and 6 months payslips?
Is his dad's pension credited to her bank account?
How long did she intend to visit? What was the purpose of her visit?
Did she submit No Objection Certificate as she is employed in a government organization? Leave approval letter?
Does she live in rented/leased accommodation?
What documents did she submit for the plot of land? Current assessment value with proofs? What are the plans for the land: agriculture or construction?
Does she live with other family? Any grand children that she takes care of?


Cheers :)
 

dbss

Champion Member
Jun 22, 2012
1,088
43
Hi,

First off, I would not always put the *actual* refusal reason to what's stated in the refusal letter. It could be another reason that's tied-in to the refusal reason stated.

Insufficient funds is the reason for refusal

Based on your post, the finances shown by your friend's mom seem to be adequate. I assume you mean locked-in RRSPs like EPF or PPF. If she has FDs/RDs type of investments then it is incorrect to call these as RRSPs.

Yes, you are right it is EPF. That's why I said RRSP equivalent because I didn't want to confuse people who don't know EPF.

So please give a break-up of her investments, including what's locked-in + how much is liquid finance/can be liquidated and accessed, if required.

All this was liquid cash I believe with EPF including.

Was any of this money borrowed whether for the bank balance or the *RRSPs*?

Money was not borrowed. It was shown that her balance in her EPF account is -----.

Do the finances shown match her income or has your friend transferred some money?
Yes matched her income. No money transferred

2 years ITRs?
Yes

Her employment letter and 6 months payslips?
Employment letter no, but letter from department for NOC and leave approval letter.

Is his dad's pension credited to her bank account?
Yes

How long did she intend to visit? What was the purpose of her visit?
1 month. Purpose of visit was to spend Christmas and New years together

Did she submit No Objection Certificate as she is employed in a government organization? Leave approval letter?
Yes

Does she live in rented/leased accommodation?
Government provided

What documents did she submit for the plot of land? Current assessment value with proofs? What are the plans for the land: agriculture or construction?
I think only ownership documents

Does she live with other family? Any grand children that she takes care of?
Nope, she is the only one in India. Her son and daughter are in Canada. Son is PR, sister is temporary.


Thanks for the reply back.


[/quote]
 

Bryanna

VIP Member
Sep 8, 2014
14,136
3,122
Hi,

If it's EPF then she cannot access it until she retires. She can submit proofs though as part of her overall financial situation.

From what you've replied, your friend's mom has no strong ties to India except her employment and the plot of land. Her family ties to Canada outweigh those to India. This could possibly be the *real* reason for the refusal.


I suggest the following if she reapplies:
Employment: Employment letter + 6 months payslips + NOC/Leave approval + 2 years ITRs + proofs of government accommodation as part of her salary package + any other such government benefits

Financial: 6 months bank statements + EPF proofs + his dad's pension proofs (including 6 months bank statements showing it is credited) + land assessment by a Chartered Accountant + jewelry assessment (shown as investments)

Property: CA assessment stated above + land ownership documents + any proofs of future plans for this land

Family: She can prepare an explanation for her family ties briefly listing her siblings/their families/old friends..... stating she often meets/spends time with these people + they do run errands/take care of her well-being, when required


She can draw up a typical tourist-type of itinerary listing places/activities she will do during her visit + state she is specifically planning her visit around Christmas/New Year due to reduced workload at her office + the government holidays in India at that time + to experience a Canadian Christmas/festivities.


She can also (although it's not mandatory):
a. Buy refundable round trip tickets.... and mention these exact dates for her visit.

b. Buy refundable overseas travel medical insurance to cover the same dates stated for the flight tickets


Can she prove any compelling work/personal reasons to return to India?


Cheers :)
 

twiggy

Star Member
Jun 20, 2012
172
6
Hi There

given the fact that both her kids are here, i would recommend a super visa. she is more likely to get that even if refused TRV before.


PS - this is from personal experiences and i would recommend online application. it's seamless and easier

good luck