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hey guys had my medical today, will be returning my passport first thing tomo. pls update my entry in the list. :-)
 
cussyandrew said:
hey guys had my medical today, will be returning my passport first thing tomo. pls update my entry in the list. :-)

Updated
 
Those who have already paid their fee, please tell

1. How have you paid it?
2. What were the service charges on the payment?
3. How much time did it take for the money to transfer?
 
Inam89 said:
Those who have already paid their fee, please tell

1. How have you paid it?
2. What were the service charges on the payment?
3. How much time did it take for the money to transfer?

1. By an account in Bank Of America
2. 45 USD Wire Transfer fee, USD to CAD conversion costed 250 USD
3. It took less than a minute!
 
Inam89 said:
Those who have already paid their fee, please tell

1. How have you paid it?
2. What were the service charges on the payment?
3. How much time did it take for the money to transfer?

Inam try to carry some cash .

Many students pay through Bank draft. Some make bank wires. Western Union is also an option for limited amount transaction. If any of your reliable relative have a foreign currency account for import then that would be the cheapest and most convnient way to transfer money.
 
FM001 said:
Inam try to carry some cash .

Many students pay through Bank draft. Some make bank wires. Western Union is also an option for limited amount transaction. If any of your reliable relative have a foreign currency account for import then that would be the cheapest and most convnient way to transfer money.
1. Bank/Demand draft is expensive option because the PRK to CAD conversion rate for DD is higher than open market rate.

I am confused in selecting whether

1. Whether to open my own USD account here and transfer money to my Canadian account? or
Negatives of this option: I have to convert currency to USD before depositing into my account as i guess, no bank accepts PKR.

2. Should I use the services of money exchangers to TT/Wire transfer the money to my Canadian account? or
Negatives of this option: The Rupee per CAD rate may be high

3. Should I carry cash and transfer it to my Canadian account?
Negatives of this option: the risk of losing/theft involved, have to buy CAD

Which of the above will be cheaper?
 
Inam89 said:
1. Bank/Demand draft is expensive option because the PRK to CAD conversion rate for DD is higher than open market rate.

I am confused in selecting whether

1. Whether to open my own USD account here and transfer money to my Canadian account? or
Negatives of this option: I have to convert currency to USD before depositing into my account as i guess, no bank accepts PKR.

2. Should I use the services of money exchangers to TT/Wire transfer the money to my Canadian account? or
Negatives of this option: The Rupee per CAD rate may be high

3. Should I carry cash and transfer it to my Canadian account?
Negatives of this option: the risk of losing/theft involved, have to buy CAD

Which of the above will be cheaper?

good questions i am also waiting for their answers
 
Inam89 said:
1. Bank/Demand draft is expensive option because the PRK to CAD conversion rate for DD is higher than open market rate.

I am confused in selecting whether

1. Whether to open my own USD account here and transfer money to my Canadian account? or
Negatives of this option: I have to convert currency to USD before depositing into my account as i guess, no bank accepts PKR.

2. Should I use the services of money exchangers to TT/Wire transfer the money to my Canadian account? or
Negatives of this option: The Rupee per CAD rate may be high

3. Should I carry cash and transfer it to my Canadian account?
Negatives of this option: the risk of losing/theft involved, have to buy CAD

Which of the above will be cheaper?
For third option u can use travellers cheque, what ever u do You have to convert. Donot use a single option use multiple , besides transferring money take travellers cheque and cash also..
 
after refusal when u re-apply again
and what are the chances will get the visa
 
anzee said:
after refusal when u re-apply again
and what are the chances will get the visa
Any time if u have time in the same session,chances depends on that you have removed the refusal causes from ur case..
 
If u dont have an account of some relative or any reliable person then pay it through money exchange only. It wud b safe and the rates wud b 2 rs high per dollar. Some might charge u more u have to see through the chepaest in the market.
 
thx for quick reply

they refuse won't come back and financial we showed $26 lakh paki and my bro show 20K canadian
how can we remove the refusal


momi said:
Any time if u have time in the same session,chances depends on that you have removed the refusal causes from ur case..
 
anzee said:
thx for quick reply

they refuse won't come back and financial we showed $26 lakh paki and my bro show 20K canadian
how can we remove the refusal
For home ties show
Your job or business or propertY or relatives
Finances should be more than or equal to First year tuition+ 12000 c$ for living + 3000 c$ for living....
 
i think we did and i m sponsoring no problem for living
when they refuse they also inform college too


momi said:
For home ties show
Your job or business or propertY or relatives
Finances should be more than or equal to First year tuition+ 12000 c$ for living + 3000 c$ for living....
 
wahab7 said:
good questions i am also waiting for their answers

Hey guys,

I've been working in a Bank so i might be able to help.

Firstly, If you make a transaction which automatically changes the currency of your money, you will lose out as they will give you worse rates than you would get if you had the money exchanged before hand.

Best option: get the money exchanged before hand through a money changer on the rate you prefer.

Secondly, you can only open up a USD account in Pakistan not a CAD.

Thirdly, USD and CAD on their own don't fluctuate so much. So a transfer of money between the two will not cost you as would the first option. Meaning: sending PKR from Pakistan to CAD account in Canada, you'll lose money based on the exchange rate applied by the bank in Canada which will be horrible.

example: a customer sent PKR to Australia in an AUD account. The exchange rate of the open market in Pakistan was 97 Rs/AUD something, but the money reached with an exchange rate of 107 PKR/AUD.

See, you can get hit really bad if you let the Banks do the changing for you. Whatever you're doing, don't do it in PKR, do it either in CAD or USD. The CAD is linked to USD, so if USD increases, CAD will increase as well.

Plus, the USD was really high a few days back, its going to fall or expected to fall because of huge payments promised to Pakistan of more than a billion $'s. so when it goes down, im planning on buying it.

Hope i helped. Any other queries, ill ask from my seniors and communicate their replies.