Wifey vai, Don't worry too much about money or POF. Immigration officers do not bother about that much as long as you have enough money with you like 3K- 10K (First time traveler to Canada). And you can keep the bank statement as a backup, if they ask where is the rest of the money. You can say that money in the process of transfer. That will be good enough. In my case, 1st Immigration officer has asked how much money you are carrying with you ? I have replied "less than 100 bucks". She smiled and signed the Immigration declaration card. So nothing much to worry.
relax and buy some comfortable dress for long air travel.
Thanks
Raj