Thanks for the advices everyone. Actually I already had 3 check ups with my midwife, thought it would be cheaper than an OB-GYN but its 309 CAD per prenatal visit, way higher than a doctor. Now we're wondering if we'll keep seeing our midwife and have a home birth since right now I'm in low risk category or just consider seeing a doctor. It's so confusing & worrisome. We love our baby and we'll do anything for a safe birth, just hoping we can save up a bit