KingBing, Net-worth certificate shows Assets minus Liabilities. Of-course your parents need not have liquid funds to show in Assets.KingBing said:My both parents are Government employees can they show their provident fund in their net worth or do they just show liquid cash? (point is they are not retired yet but eligible to get retirement as they have completed their 25 years of service by which they are entitled to get provident funds and other benefits like pension etc.)
Assets can be anything, FD, Cash, Property, PPF, PF, etc.. all comes under Assets. You just need to provide a clarity to the VO that your parents can survive peacefully without the money they gave you. A Chartered Accountant in India will make Net-worth certificates in few hours. It should be on his letter head.
I hope I made some sense.