3 months health insurance when landing

[EmmEmm]

check this. I got $50K limit for my family for $150. I think $200 will take you up to $100K but there is a No Pre-Exsiting condition clause.

https://arbetovinsurance.com/destination-visitors-to-canada-insurance/

 

[ihtesham88]

check this. I got $50K limit for my family for $150. I think $200 will take you up to $100K but there is a No Pre-Exsiting condition clause.

https://arbetovinsurance.com/destination-visitors-to-canada-insurance/

What does "Deductible" means ?

 

[APPNOV2014NY]

What does "Deductible" means ?

https://www.bcbsm.com/index/health-...nce-works/deductibles-coinsurance-copays.html

 

[EmmEmm]

What does "Deductible" means ?

deductible is the amount you will pay before your insurance starts paying. for example if your deductible is $50 for a doctor visit and if doctor charges you $200 then you will pay the first $50 and rest $150 is paid by the insurance.

 

[ihtesham88]

deductible is the amount you will pay before your insurance starts paying. for example if your deductible is $50 for a doctor visit and if doctor charges you $200 then you will pay the first $50 and rest $150 is paid by the insurance.

oh ok. Got it. Thanks

 

[mattjp1]

T

check this. I got $50K limit for my family for $150. I think $200 will take you up to $100K but there is a No Pre-Exsiting condition clause.

https://arbetovinsurance.com/destination-visitors-to-canada-insurance/

Thank you for sharing.

 

[aleersurahio]

My experience is that you will be able to get help if you need it, even if uninsured. This is Canada NOT USA. HOWEVER. You will be expected to pay for it if uninsured. Major emergencies is what you are concerned about. Suggest you buy your travel insurance from your home country. Also buy your plane tickets with you credit card. Some credit cards include travel insurance in their service offerings. Might be worth checking that out as well as a backup at least.

How does travel insurance work, I mean if go online, select a plan let’s say; Destination Canada, then get a receipt and emergency number. Incase of emergency there are two types of situations:
Minor: Flu - shall I call to the emergency number and ask for network hospital and have checked up and get free medicines.
Major: God forbid, if there is an accident, how will it work?
And we don’t get any sort of Medicare card, right?
Thank you.

 

[canuck78]

How does travel insurance work, I mean if go online, select a plan let’s say; Destination Canada, then get a receipt and emergency number. Incase of emergency there are two types of situations:
Minor: Flu - shall I call to the emergency number and ask for network hospital and have checked up and get free medicines.
Major: God forbid, if there is an accident, how will it work?
And we don’t get any sort of Medicare card, right?
Thank you.

Canada is not like the US there are no in network hospitals every hospital is accessible to any Canadian if you have a valid health card. Would mention that there are some slight issue when you are visiting another province but those are not huge issues. If you had a health issue that wasn’t a true emergency like most cases of the flu I would call and ask about whether you have coverage. There is nothing you can actually do for the flu so there wouldn’t be a need to see a doctor unless you couldn’t keep down fluids and have become dehydrated and need IV fluids or have become extremely lethargic and needs further medical intervention. For true emergency go to the hospital or call 911. You should have insurance as long as it isn’t related to a preexisting condition that is not covered based on your policy. You have to look at each policy. Insurance companies are known for trying to get out of paying bills so make sure you provide an accurate medical history. If you were at the hospital you can call the insurance company and they get involved at that point if you are impatient. If you go see a GP you likely will have to pay and get reimbursed. Most Canadian doctors only know how to deal with their own provincial billing and maybe cash rates.

 

[mahi2020]

How does travel insurance work, I mean if go online, select a plan let’s say; Destination Canada, then get a receipt and emergency number. Incase of emergency there are two types of situations:
Minor: Flu - shall I call to the emergency number and ask for network hospital and have checked up and get free medicines.
Major: God forbid, if there is an accident, how will it work?
And we don’t get any sort of Medicare card, right?
Thank you.

DestCanada have very helpful Customer Care executives.
They will ask you to fill up a form and send them along with your bills.
They will then re-imburse by sending you a cheque.
By the time, if at all, they send you a cheque (to God knows which address) you will already be in your home country.

Cheers !!

 

[aleersurahio]

DestCanada have very helpful Customer Care executives.
They will ask you to fill up a form and send them along with your bills.
They will then re-imburse by sending you a cheque.
By the time, if at all, they send you a cheque (to God knows which address) you will already be in your home country.

Cheers !!

I’m moving as permanent resident, will be living in Canada.

 

[mahi2020]

I’m moving as permanent resident, will be living in Canada.

good for you.

opt for bluecross insurance then.

 

[aleersurahio]

good for you.

opt for bluecross insurance then.

Thank you. Any idea about Destination Canada?

 

[mahi2020]

Thank you. Any idea about Destination Canada?

Its not bad.

In-case you fall sick, ask them for their cashless hospital network and go there.
Instead of claiming later ask them to fax their claim form so that you can avail insurance at the counter.

 

[aleersurahio]

Its not bad.

In-case you fall sick, ask them for their cashless hospital network and go there.
Instead of claiming later ask them to fax their claim form so that you can avail insurance at the counter.

Also, I presume they have e wallet card do you just the hospital and they will honor, like a regular medical card. This is what insurance agent told me on some website.

 

[canuck78]

Also, I presume they have e wallet card do you just the hospital and they will honor, like a regular medical card. This is what insurance agent told me on some website.

Not all policies give you a wallet card. Most Canadian hospitals and doctors are not set up to take international insurance with just a swipe. Their systems are set up to use the provincial healthcards