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Tracker: November 12, 2024 Language skills: In progress Physical presence: In progress Citizenship test: Not started Background verification: In progress Prohibitions: In progress Citizenship ceremony: Not started

I have received the AOR on 8th November Type: Online application Location: Hamilton Physical Presence Days: 1117 Application: Single Application sent: Oct 30, 2024 Delivered: Oct 30, 2024 AOR: Nov 08, 2024

I sent my application last night. Type: Online application Location: Hamilton Physical Presence Days: 1117 Application: Single Application sent: Oct 30, 2024 Delivered: Oct 30, 2024 AOR: waiting

the terms you are referring to are applicable in the US. In Canada, there is always a minimum downpayment for purchase.

Yes, in Ontario NRST needs to be paid by all foreigners and it does not matter the split share in the property. BC has a different rule, where you pay additional tax on the percentage share owned by the non-residents.

Non-residents cannot purchase a residential property in Canada. https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/consultations/prohibition-purchase-residential-property-non-canadians-act Non-resident Speculation Tax (NRST) only comes into the picture...

I am a mortgage agent. You can buy it once you have the COPR. You can always keep the closing date a little far to give yourself time to get your PR card. Also, worth noting that if you planning to purchase a rental property the minimum downpayment is 20%.

I meant if a person qualifies legitimately. I am not advocating fraud in any way.

If a person qualifies based on their income and debt, they can get the mortgage.

I am not sure if this is still an active thread, but many lenders have New to Canada programs via which newcomers (PR holders) can get the mortgage.

As a new immigrant it can be very confusing to navigate the Canadian mortgage process. There are many jargons and complicated terms that people use to impress you, but at the same time provide limited information to educate you. I am a fellow immigrant who benefitted a lot from these forums...

I am only licensed in Ontario personally, but through my brokerage I can do mortgage in all major provinces.

I am a licensed mortgage agent, you can send me a direct message

You can get bank account with TD on visitor status and use that as a proof

Received COPR today - Application received: Aug 12, 2021. AOR: never received Biometric request: Jan 4, 2022 Biometric done: Jan 4, 2022 Background check completed: Feb 7, 2022 Eligibility completed: Feb 19, 2022 PR portal initial email: Feb 21, 2022. PR portal login details: Feb 22, 2022...

I have a status update to share, we have now received the portal invite and uploaded the photo- Application received: Aug 12, 2021. AOR: never received Biometric request: Jan 4, 2022 Biometric done: Jan 4, 2022 Background check completed: Feb 7, 2022 Eligibility completed: Feb 19, 2022 PR...

thanks, just received the email to applicant's address :)

One question for those who received the portal invite email - Is it sent to the sponsor or principal applicant's email address?

I received an update in my GCKEY today and received a pre-arrival services letter. Also the GCKEY is now showing decision made for both sponsor and primary applicant. Application received - 12 Aug

Does your PR tracker show last updated on Feb 1? Mine is literally showing the last updated date as today's date and is getting refreshed daily. But I do not see any corresponding changes in the file :)