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read this http://www.fcac.gc.ca/eng/publications/CreditReportScore/ExTransUnionScore-eng.asp

Also my pics were returned with the letter asking for RPRF.

CIC New Delhi does background check after asking for RPRF and the passport. My case officer at CIC New Delhi told me that once i had send my passport in and called them asking why was it taking so long.

here you go ........ http://india.gov.in/howdo/howdoi.php?service=3 Once you are on the site you'll see a dropdown box on the right where you can pick your state and get specific instructions.

but this is for mortgage shopping right ? not for credit cards....unless iam missing something....and again i never said itll drop 5 or 20 points thats not the point here. The point is if you apply for 3 credit cards say in 5 days youre score will go lower than say if you applied for 3 over 8-12...

Well i confirmed this with transunion and equifax.....lemme see if i can digup why it works like that

No you are wrong here....Every credit application has an affect on your credit score because of the credit check performed by the company...if too many hard checks are performed over a short period of time your score goes down significantly, whereas if you space your credit application every 6...

well thats what i said,,,,rogers do report to credit bureau...its just that defaulting on rogers payment negatively effect your score, but paying it on time does not positively affect your score. Whereas loans, credit cards, car payments if paid on time positively affect your credit score. Are...

yes i went ahead and did that.....also signed up for credit monitoring and fraud alert....but thankfully didnt find anything on my report.

Yes i know that , i shouldve been more clear, i never had an account with them and the date supposedly the account was started i was out of canada, so it couldnt have been me.

This is not true......Rogers only reports to your credit bureau and does not build your credit. On the other hand if you do miss your payments they will eventually report it as a nonpayment/send it to collections and that will adversely affect your credit history. In other words paying rogers...

I thinkonly things which remain indefinitely are govt student loans and money owed to canadian revenue agency Ill try to explain how it works and what options you have. 2 years is the statute of limitations in ON and you can be legally sued in that time period...after that you cant be sued but...

if the person is currently residing in india, than it has to be from the city they are in.... if the person is not living in india than they can get a PCC from the nearest indian high commission or embassy

before u give people wrong info read what is said in IMM 3999........ive noticed that most of the info u give is either wrong or ignorant....go and read this http://www.cic.gc.ca/english/pdf/kits/guides/3999E.pdf (page7-8) You DONOT need a Canadian PCC in outland cases unless CIC asks for one.

You DONT need a canadian PCC(atleast for outland apps), Unless CIC asks you for a canadian PCC. As posted by MizzCanAm You WILL need a PCC from Manila....Also in my case the background check in Canada took too long because CIC is very very busy and the wait is for 3-6 moths(what was told to...

yes RobsLuv mine was greenish too

with my request for new medical, i also received the Medical Report - section A, with my picture ans official file number already on it, which i had to give to the dmp....ill go and look through my paperwork to see what else i got from them.

Yes no doubt about that, you have to be honest. Some people might tell you go ahead and dont tell them but ive seen honesty always pays in the end. Also if they catch one of your lies than everything else you've told them has the potential to be a lie. For example....people told me that since...

for some reasons i cant figure out how to give you a '+' on this stupid computer....hehe :(

That will have to be your personal decision. I know going back and applying for PR are expensive things, but i dont want to see you get in trouble for overstaying (you might OR you might not get in trouble but thats a risky chance to take in my most humble opinion, but end of the day its your...