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  1. Nottanyaverma

    Education loan SDS requirement for Jan2021

    How much is the ROI?
  2. Nottanyaverma

    Education loan SDS requirement for Jan2021

    You were RIGHT. My bank called me just now and asked to pledge my FDs against the unsecured loan??!?!?! That's so absurd, it's an UNSECURED loan for a reason, pledging my FDs against the loan would make it secure.
  3. Nottanyaverma

    Education loan SDS requirement for Jan2021

    wow, guess I'll see in a week's time :/ Else, I'll go with a secured loan since I have enough time. Thank you for your help though!!
  4. Nottanyaverma

    Education loan SDS requirement for Jan2021

    That's what I'm afraid of :(
  5. Nottanyaverma

    Education loan SDS requirement for Jan2021

    It's a bit tricky. My mom's not ready to pledge her FD money as collateral to the bank. That's where my dad gets in the picture. Otherwise, I could have easily gotten a loan against her FDs by now.
  6. Nottanyaverma

    Education loan SDS requirement for Jan2021

    The interest rate at PNB is 8.85 for girl child but they'd deduct another percent if my dad pays the entire loan during my moratorium period which is 3 years. So that's a plus hehe
  7. Nottanyaverma

    Education loan SDS requirement for Jan2021

    I have a requirement of around 7/8 lacs only. The rest of the fees would be paid by my dad. I approached pnb for an unsecured loan because of how low it's interest rates were (I'm getting 7.85% ROI for an unsecured loan under 7.5 lacs), which is pretty damn amazing. I contacted we make scholars...
  8. Nottanyaverma

    Education loan SDS requirement for Jan2021

    Sucks. Go for BOB or SBI. They have the lowest ROI
  9. Nottanyaverma

    Education loan SDS requirement for Jan2021

    No. Wouldn't that decline the whole purpose of applying through SDS?! And I don't think any bank requires a study permit before applying for a loan.
  10. Nottanyaverma

    Education loan SDS requirement for Jan2021

    Thanks so much for responding!! I've just now mailed my university for the same. Hope they'll be able to provide a single fee receipt. As far as the loan is considered, I'm taking an unsecured loan ( ie without collateral) so there isn't any margin system. So either the bank will disburse the...
  11. Nottanyaverma

    Education loan SDS requirement for Jan2021

    Hi guys, this is Tanya. I've been admitted to the MSc in International Business at HEC MONTREAL for the winter 2021 intake (January). My profile is as follows: 10th: 91.2% 12th:75% UG: 87% IELTS: 8 No full-time work experience I'm a little confused, would appreciate your opinion on this: 1)...
  12. Nottanyaverma

    International Student

    Could you find any universities? I have the same score in ielts and i scored 8.7 cgpa in bba from ggsipu. I am planning to do masters in management only or business administration. Please share if you got any information on your question. Thanking you
  13. Nottanyaverma

    Can I do masters after 15 years of education (india) and less than a year of work experience?

    I’m an indian student and i recently completed bachelors in business administration from ggsipu and I wish to study and settle in Canada. Does having only 15 yrs of education and less than a year of work experience a Con for me? I am planning to complete a pg certificate in business...